Sep, 30, 2025 — SACRAMENTO CREDIT UNION is a federally insured state chartered credit union headquartered in SACRAMENTO, CA with 7 branch locations and about $817.18 million in total assets. Opened 91 years ago in 1935, SACRAMENTO CREDIT UNION has about 30,109 members and employs 101 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SACRAMENTO CREDIT UNION |
|---|---|
| Address: (Main Office) | 800 H St SACRAMENTO, CA 95814-2607 |
| Phone: | (888) 722-8601 |
| Fax: | |
| Website: | https://www.sactocu.org |
| Branches: | 7 branch locations |
| Members: | 30,109 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62641 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $817,183,102 |
| CEO/Manager: | Bhavnesh Makin |
| Chairperson: | Les Brown |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 81,420,609 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 244,975,879 |
| Unsecured Loans | 40,232,265 |
| Other Loans | 154,650,911 |
| TOTAL LOANS | 439,859,054 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,659,538 |
| Land And Building | 3,647,821 |
| Other Fixed Assets | 1,180,737 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,776,730 |
| All Other Assets | 0 |
| TOTAL ASSETS | 817,183,102 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 7,338,401 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 173,523,411 |
| Regular shares | 189,786,818 |
| All Other Shares & Deposits | 326,350,528 |
| TOTAL SHARES & DEPOSITS | 689,660,757 |
| TOTAL LIABILITIES | 697,007,293 |
| Regular Reserve | 0 |
| Other Reserves | 935,420 |
| Undivided Earnings | 119,240,389 |
| TOTAL EQUITY | 120,175,809 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 817,183,102 |
| INCOME & EXPENSE | |
| Loan Income | 16,759,142 |
| Investment Income | 7,531,057 |
| Other Income | 846,487 |
| Total Employee Compensation & Benefits | 7,679,058 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,046,403 |
| Non-operating Income & (Expense) | -20,336 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 246,483 |
| Cost of Funds | 7,720,558 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 8,434,527 |
| ↑ Back to Top | |