Sep, 30, 2025 — FEDERAL EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in BIRMINGHAM, AL with 0 branch location and about $19.79 million in total assets. Opened 68 years ago in 1958, FEDERAL EMPLOYEES CREDIT UNION has about 1,741 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FEDERAL EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 1509 4th Ave S BIRMINGHAM, AL 35233-1612 |
| Phone: | (205) 322-4026 |
| Fax: | (205) 322-9908 |
| Website: | https://www.federalempscu.com |
| Branches: | 0 branch locations |
| Members: | 1,741 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62599 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $19,792,758 |
| CEO/Manager: | Greg A Keller |
| Chairperson: | Rocky W Cook |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 804,365 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,411,836 |
| Unsecured Loans | 1,852,515 |
| Other Loans | 6,047,450 |
| TOTAL LOANS | 9,311,801 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -85,466 |
| Land And Building | 0 |
| Other Fixed Assets | 44,948 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 152,023 |
| All Other Assets | 20,908 |
| TOTAL ASSETS | 19,792,758 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 133,785 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 15,574 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,700,207 |
| Regular shares | 7,436,554 |
| All Other Shares & Deposits | 7,240,900 |
| TOTAL SHARES & DEPOSITS | 16,377,661 |
| TOTAL LIABILITIES | 16,527,020 |
| Regular Reserve | 0 |
| Other Reserves | 493,100 |
| Undivided Earnings | 2,772,638 |
| TOTAL EQUITY | 3,265,738 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 19,792,758 |
| INCOME & EXPENSE | |
| Loan Income | 559,226 |
| Investment Income | 269,226 |
| Other Income | 82,827 |
| Total Employee Compensation & Benefits | 273,921 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 306,977 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 59,000 |
| Cost of Funds | 236,744 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 34,637 |
| ↑ Back to Top | |