Sep, 30, 2025 — EXPREE CREDIT UNION is a federally insured state chartered credit union headquartered in FRANKFORT, KY with 1 branch location and about $114.03 million in total assets. Opened 88 years ago in 1938, EXPREE CREDIT UNION has about 9,086 members and employs 26 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EXPREE CREDIT UNION |
|---|---|
| Address: (Main Office) | 100 Moore Dr FRANKFORT, KY 40601-8295 |
| Phone: | (502) 564-5597 |
| Fax: | (502) 564-2858 |
| Website: | https://www.expree.org |
| Branches: | 1 branch locations |
| Members: | 9,086 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62431 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $114,032,238 |
| CEO/Manager: | John A Graham |
| Chairperson: | Paul F Royce |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 9,885,439 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 45,390,259 |
| Unsecured Loans | 6,503,339 |
| Other Loans | 32,992,453 |
| TOTAL LOANS | 86,050,312 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -326,138 |
| Land And Building | 1,675,175 |
| Other Fixed Assets | 327,624 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 869,721 |
| All Other Assets | 0 |
| TOTAL ASSETS | 114,032,238 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 13 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 712,754 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 12,785,245 |
| Regular shares | 27,001,488 |
| All Other Shares & Deposits | 61,144,188 |
| TOTAL SHARES & DEPOSITS | 100,930,920 |
| TOTAL LIABILITIES | 101,643,687 |
| Regular Reserve | 0 |
| Other Reserves | 120,314 |
| Undivided Earnings | 12,268,237 |
| TOTAL EQUITY | 12,388,551 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 114,032,238 |
| INCOME & EXPENSE | |
| Loan Income | 4,147,598 |
| Investment Income | 465,087 |
| Other Income | 862,219 |
| Total Employee Compensation & Benefits | 1,685,441 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,029,895 |
| Non-operating Income & (Expense) | 61 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 163,743 |
| Cost of Funds | 1,686,540 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 624,037 |
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