Credit Unions Near Me
National Credit Union Service Organization

COMMONWEALTH CREDIT UNION

Mar, 31, 2022 — COMMONWEALTH CREDIT UNION is a federally insured state chartered credit union headquartered in FRANKFORT, KY with 18 branch locations and about $1.94 billion in total assets. Opened 71 years ago in 1951, COMMONWEALTH CREDIT UNION has about 114,147 members and employs 315 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 283978441
Name:COMMONWEALTH CREDIT UNION
Address:
(Main Office)
417 High St
FRANKFORT, KY 40601
Phone:(502) 564-4775
Fax:
Website:http://www.ccuky.org
Branches:18 branch locations
Members:114,147
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:61437
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1951
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$1,941,544,525
CEO/Manager:Karen Harbin
Chairperson:Randy Fawns

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 200,378,664
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 679,278,523
 Unsecured Loans 191,557,482
 Other Loans 444,077,906
 TOTAL LOANS 1,314,913,911
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -12,171,579
 Land And Building 39,156,920
 Other Fixed Assets 7,277,202
 NCUSIF Deposit 15,390,620
 All Other Assets 238,968
  TOTAL ASSETS 1,941,544,525
LIABILITIES & CAPITAL:  
 Dividends Payable 44,450
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 21,761,749
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 83,560,678
 Regular shares 1,230,624,244
 All Other Shares & Deposits 407,404,750
  TOTAL SHARES & DEPOSITS 1,721,589,672
  TOTAL LIABILITIES 1,743,395,871
 Regular Reserve 0
 Other Reserves -26,329,691
 Undivided Earnings 224,478,345
  TOTAL EQUITY 198,148,654
  TOTAL LIABILITIES, SHARES, & EQUITY 1,941,544,525
INCOME & EXPENSE  
 Loan Income 13,677,134
 Investment Income 1,408,525
 Other Income 2,458,065
 Total Employee Compensation & Benefits 7,899,076
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 8,014,932
 Non-operating Income & (Expense) 356,677
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 589,344
 Cost of Funds 1,846,130
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,996,638
↑ Back to Top

Other Credit Unions

CORNING GLASS WORKS HARRODSBG FEDERAL CREDIT UNION
680 E Office St
HARRODSBURG, KY 40330
METRO EMPLOYEES CREDIT UNION
1306 VERSAILLES RD STE 140
LEXINGTON, KY 40504-1795
LEXINGTON POSTAL COMMUNITY CREDIT UNION
124 Louie Pl
LEXINGTON, KY 40511
K I T FEDERAL CREDIT UNION
9711 Linn Station Rd
LOUISVILLE, KY 40223
EXPREE CREDIT UNION
100 Moore Dr
FRANKFORT, KY 40601-8295
GREATER KENTUCKY CREDIT UNION
1001 RED MILE RD
LEXINGTON, KY 40504-2650
KUE FEDERAL CREDIT UNION
1 Quality St
LEXINGTON, KY 40507-1428
THE HEALTH & EDUCATION FEDERAL CREDIT UNION
424 Park Pl
LEXINGTON, KY 40511-1829
JEFFERSON COUNTY FEDERAL CREDIT UNION
9600 Ormsby Station Rd
LOUISVILLE, KY 40223-4008
MEMBERS HERITAGE CREDIT UNION
440 Park Pl
LEXINGTON, KY 40511-1829