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THE HEALTH & EDUCATION FEDERAL CREDIT UNION

Mar, 31, 2021 — THE HEALTH & EDUCATION FEDERAL CREDIT UNION is a federal credit union headquartered in Lexington, KY with 2 branch locations and about $112.77 million in total assets. Opened 65 years ago in 1956, THE HEALTH & EDUCATION FEDERAL CREDIT UNION has about 13,633 members and employs 23 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:THE HEALTH & EDUCATION FEDERAL CREDIT UNION
Address:
(Main Office)
424 Park Pl
Lexington, KY 40511-1829
Phone:(859) 231-8262
Fax:(859) 254-3253
Website:http://www.thefcu.com
Branches:2 branch locations
Members:13,633
Credit Union Type:Federal Credit Union
Charter Number:10800
Membership Type:Multiple common bond - Primarily health care
Corporate Credit Union:No
Year Opened:1956
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$112,766,932
CEO/Manager:Pam R Henson
Chairperson:David Riel

Call Report

  • Micro Consumer Loans
  • Real Estate Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 38,191,926
TOTAL INVESTMENTS 38,019,232
Loans Held for Sale 0
 
 Real Estate Loans 18,766,992
 Unsecured Loans 2,244,928
 Other Loans 13,762,423
 TOTAL LOANS 34,774,343
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -98,397
 Land And Building 385,442
 Other Fixed Assets 114,807
 NCUSIF Deposit 911,368
 All Other Assets 468,211
  TOTAL ASSETS 112,766,932
LIABILITIES & CAPITAL:  
 Dividends Payable 19,336
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities -1,871,450
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 27,229,120
 Regular shares 72,851,335
 All Other Shares & Deposits 3,824,063
  TOTAL SHARES & DEPOSITS 103,904,518
  TOTAL LIABILITIES 102,052,404
 Regular Reserve 1,367,638
 Other Reserves -1,889,015
 Undivided Earnings 11,235,905
  TOTAL EQUITY 10,714,528
  TOTAL LIABILITIES, SHARES, & EQUITY 112,766,932
INCOME & EXPENSE  
 Loan Income 395,888
 Investment Income 170,520
 Other Income 35,250
 Total Employee Compensation & Benefits 278,640
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 299,113
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 19,756
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 123,907
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