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THE HEALTH & EDUCATION FEDERAL CREDIT UNION

Dec, 31, 2020 — THE HEALTH & EDUCATION FEDERAL CREDIT UNION is a federal credit union headquartered in Lexington, KY with 2 branch locations and about $105.44 million in total assets. Opened 65 years ago in 1956, THE HEALTH & EDUCATION FEDERAL CREDIT UNION has about 13,579 members and employs 21 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:THE HEALTH & EDUCATION FEDERAL CREDIT UNION
Address:
(Main Office)
424 Park Pl
Lexington, KY 40511-1829
Phone:(859) 231-8262
Fax:(859) 254-3253
Website:http://www.thefcu.com
Branches:2 branch locations
Members:13,579
Credit Union Type:Federal Credit Union
Charter Number:10800
Membership Type:Multiple common bond - Primarily health care
Corporate Credit Union:No
Year Opened:1956
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$105,440,903
CEO/Manager:Pam R Henson
Chairperson:David Riel

Call Report

  • Micro Consumer Loans
  • Real Estate Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 31,895,275
TOTAL INVESTMENTS 38,105,232
Loans Held for Sale 0
 
 Real Estate Loans 17,433,412
 Unsecured Loans 2,428,777
 Other Loans 13,875,233
 TOTAL LOANS 33,737,422
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -96,917
 Land And Building 387,018
 Other Fixed Assets 123,282
 NCUSIF Deposit 911,368
 All Other Assets 378,223
  TOTAL ASSETS 105,440,903
LIABILITIES & CAPITAL:  
 Dividends Payable 19,687
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities -1,830,178
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 25,606,192
 Regular shares 67,243,480
 All Other Shares & Deposits 3,857,447
  TOTAL SHARES & DEPOSITS 96,707,119
  TOTAL LIABILITIES 94,896,628
 Regular Reserve 1,367,638
 Other Reserves -1,935,361
 Undivided Earnings 11,111,998
  TOTAL EQUITY 10,544,275
  TOTAL LIABILITIES, SHARES, & EQUITY 105,440,903
INCOME & EXPENSE  
 Loan Income 1,537,733
 Investment Income 949,447
 Other Income 591,543
 Total Employee Compensation & Benefits 1,207,897
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,223,654
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 37,738
 Cost of Funds 75,641
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 533,793
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