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LEXINGTON POSTAL COMMUNITY CREDIT UNION

Mar, 31, 2022 — LEXINGTON POSTAL COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in LEXINGTON, KY with 1 branch location and about $29.25 million in total assets. Opened 94 years ago in 1928, LEXINGTON POSTAL COMMUNITY CREDIT UNION has about 2,333 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:LEXINGTON POSTAL COMMUNITY CREDIT UNION
Address:
(Main Office)
124 Louie Pl
LEXINGTON, KY 40511
Phone:(859) 252-5151
Fax:(859) 252-2984
Website:http://www.lexpccu.com
Branches:1 branch locations
Members:2,333
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62370
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1928
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$29,248,562
CEO/Manager:Sharon L Stafford
Chairperson:Phil Lykins

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,831,653
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 1,860,753
 Unsecured Loans 1,288,737
 Other Loans 5,957,231
 TOTAL LOANS 9,106,721
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -45,653
 Land And Building 1,506,479
 Other Fixed Assets 100,234
 NCUSIF Deposit 221,527
 All Other Assets 0
  TOTAL ASSETS 29,248,562
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 45,915
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 8,695,887
 Regular shares 17,443,521
 All Other Shares & Deposits 417,592
  TOTAL SHARES & DEPOSITS 26,557,000
  TOTAL LIABILITIES 26,602,915
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 2,645,647
  TOTAL EQUITY 2,645,647
  TOTAL LIABILITIES, SHARES, & EQUITY 29,248,562
INCOME & EXPENSE  
 Loan Income 112,077
 Investment Income 16,540
 Other Income 37,289
 Total Employee Compensation & Benefits 83,536
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 180,033
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -11,600
 Cost of Funds 2,303
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -51,588
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