Dec, 31, 2022 — LEXINGTON POSTAL COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in LEXINGTON, KY with 1 branch location and about $28.54 million in total assets. Opened 95 years ago in 1928, LEXINGTON POSTAL COMMUNITY CREDIT UNION has about 2,321 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LEXINGTON POSTAL COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 124 Louie Pl LEXINGTON, KY 40511 |
| Phone: | (859) 252-5151 |
| Fax: | (859) 252-2984 |
| Website: | https://www.lexpccu.com |
| Branches: | 1 branch locations |
| Members: | 2,321 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62370 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1928 |
| Last Audited: | Mar 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $28,536,790 |
| CEO/Manager: | Sharon L Stafford |
| Chairperson: | Phil Lykins |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,707,262 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,749,623 |
| Unsecured Loans | 1,216,194 |
| Other Loans | 6,331,362 |
| TOTAL LOANS | 10,297,179 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -41,731 |
| Land And Building | 1,493,879 |
| Other Fixed Assets | 77,646 |
| NCUSIF Deposit | 253,510 |
| All Other Assets | 0 |
| TOTAL ASSETS | 28,536,790 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 66,959 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,609,288 |
| Regular shares | 17,121,844 |
| All Other Shares & Deposits | 377,170 |
| TOTAL SHARES & DEPOSITS | 26,108,302 |
| TOTAL LIABILITIES | 26,175,261 |
| Regular Reserve | 0 |
| Other Reserves | -211,813 |
| Undivided Earnings | 2,573,342 |
| TOTAL EQUITY | 2,361,529 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 28,536,790 |
| INCOME & EXPENSE | |
| Loan Income | 352,002 |
| Investment Income | 75,718 |
| Other Income | 119,210 |
| Total Employee Compensation & Benefits | 226,802 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 528,840 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -17,000 |
| Cost of Funds | 6,921 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -84,997 |
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