Sep, 30, 2025 — COAST CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in EUREKA, CA with 11 branch locations and about $2.28 billion in total assets. Opened 52 years ago in 1974, COAST CENTRAL CREDIT UNION has about 79,843 members and employs 279 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COAST CENTRAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2650 Harrison Ave EUREKA, CA 95501 |
| Phone: | (707) 445-8801 |
| Fax: | (707) 442-2532 |
| Website: | https://www.coastccu.org |
| Branches: | 11 branch locations |
| Members: | 79,843 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62367 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1974 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,275,937,036 |
| CEO/Manager: | Fred Moore |
| Chairperson: | Ron Rudebock |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 376,113,202 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 708,970,251 |
| Unsecured Loans | 26,174,528 |
| Other Loans | 335,570,125 |
| TOTAL LOANS | 1,070,871,327 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -5,904,519 |
| Land And Building | 19,171,917 |
| Other Fixed Assets | 5,773,427 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 16,238,102 |
| All Other Assets | 475,198 |
| TOTAL ASSETS | 2,275,937,036 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,833 |
| Notes & Interest Payable | 27,000,000 |
| Accounts Payable & Other Liabilities | 15,688,007 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 444,102,526 |
| Regular shares | 285,344,475 |
| All Other Shares & Deposits | 1,289,523,191 |
| TOTAL SHARES & DEPOSITS | 2,018,970,191 |
| TOTAL LIABILITIES | 2,061,992,681 |
| Regular Reserve | 0 |
| Other Reserves | -39,075,520 |
| Undivided Earnings | 253,019,875 |
| TOTAL EQUITY | 213,944,355 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,275,937,036 |
| INCOME & EXPENSE | |
| Loan Income | 42,531,130 |
| Investment Income | 24,691,030 |
| Other Income | 11,613,235 |
| Total Employee Compensation & Benefits | 21,543,072 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 14,724,254 |
| Non-operating Income & (Expense) | 1,179,299 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,359,016 |
| Cost of Funds | 31,458,215 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 11,256,389 |
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