Dec, 31, 2023 — DENOCOS FEDERAL CREDIT UNION is a federal credit union headquartered in CRESCENT CITY, CA with 1 branch location and about $6.30 million in total assets. Opened 67 years ago in 1957, DENOCOS FEDERAL CREDIT UNION has about 717 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | DENOCOS FEDERAL CREDIT UNION |
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Address: (Main Office) | 1244 Glenn St CRESCENT CITY, CA 95531-2113 |
Phone: | (707) 464-5887 |
Fax: | (707) 465-5156 |
Website: | https://www.denocoscu.com |
Branches: | 1 branch locations |
Members: | 717 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 12028 |
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Membership Type: | Educational |
Corporate Credit Union: | No |
Year Opened: | 1957 |
Last Audited: | Sep 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $6,301,519 |
CEO/Manager: | Hannah Brunson |
Chairperson: | Ronald Kunstal |
ASSETS: | $ Amount |
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Cash & Equivalents | 438,312 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 563,852 |
Other Loans | 3,536,015 |
TOTAL LOANS | 4,099,867 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -47,670 |
Land And Building | 0 |
Other Fixed Assets | 1,106 |
NCUSIF Deposit | 61,630 |
All Other Assets | 0 |
TOTAL ASSETS | 6,301,519 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 8,303 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 7,668 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 0 |
Regular shares | 5,431,927 |
All Other Shares & Deposits | 0 |
TOTAL SHARES & DEPOSITS | 5,431,927 |
TOTAL LIABILITIES | 5,447,898 |
Regular Reserve | 0 |
Other Reserves | 316,991 |
Undivided Earnings | 536,630 |
TOTAL EQUITY | 853,621 |
TOTAL LIABILITIES, SHARES, & EQUITY | 6,301,519 |
INCOME & EXPENSE | |
Loan Income | 215,665 |
Investment Income | 102,946 |
Other Income | 627 |
Total Employee Compensation & Benefits | 103,632 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 37,895 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 25,500 |
Cost of Funds | 84,441 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 67,770 |
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