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DENOCOS FEDERAL CREDIT UNION

Dec, 31, 2023 — DENOCOS FEDERAL CREDIT UNION is a federal credit union headquartered in CRESCENT CITY, CA with 1 branch location and about $6.30 million in total assets. Opened 67 years ago in 1957, DENOCOS FEDERAL CREDIT UNION has about 717 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:DENOCOS FEDERAL CREDIT UNION
Address:
(Main Office)
1244 Glenn St
CRESCENT CITY, CA 95531-2113
Phone:(707) 464-5887
Fax:(707) 465-5156
Website:https://www.denocoscu.com
Branches:1 branch locations
Members:717
Credit Union Type:Federal Credit Union
Charter Number:12028
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1957
Last Audited:Sep 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$6,301,519
CEO/Manager:Hannah Brunson
Chairperson:Ronald Kunstal

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 438,312
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 563,852
 Other Loans 3,536,015
 TOTAL LOANS 4,099,867
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -47,670
 Land And Building 0
 Other Fixed Assets 1,106
 NCUSIF Deposit 61,630
 All Other Assets 0
  TOTAL ASSETS 6,301,519
LIABILITIES & CAPITAL:  
 Dividends Payable 8,303
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 7,668
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 5,431,927
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 5,431,927
  TOTAL LIABILITIES 5,447,898
 Regular Reserve 0
 Other Reserves 316,991
 Undivided Earnings 536,630
  TOTAL EQUITY 853,621
  TOTAL LIABILITIES, SHARES, & EQUITY 6,301,519
INCOME & EXPENSE  
 Loan Income 215,665
 Investment Income 102,946
 Other Income 627
 Total Employee Compensation & Benefits 103,632
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 37,895
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 25,500
 Cost of Funds 84,441
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 67,770
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