Sep, 30, 2025 — ORGANIZED LABOR CREDIT UNION is a federally insured state chartered credit union headquartered in MODESTO, CA with 1 branch location and about $39.27 million in total assets. Opened 52 years ago in 1974, ORGANIZED LABOR CREDIT UNION has about 3,172 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ORGANIZED LABOR CREDIT UNION |
|---|---|
| Address: (Main Office) | 2112 McHenry Ave MODESTO, CA 95350 |
| Phone: | (209) 527-8731 |
| Fax: | (209) 527-4035 |
| Website: | https://www.organizedlaborcu.org |
| Branches: | 1 branch locations |
| Members: | 3,172 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61942 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1974 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $39,266,293 |
| CEO/Manager: | Sara Klein |
| Chairperson: | Ed Dicochea |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,083,771 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 6,576,348 |
| Unsecured Loans | 1,685,226 |
| Other Loans | 6,781,794 |
| TOTAL LOANS | 15,043,367 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -151,126 |
| Land And Building | 2,156,160 |
| Other Fixed Assets | 120,920 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 256,490 |
| All Other Assets | 0 |
| TOTAL ASSETS | 39,266,293 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 258,796 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,298,073 |
| Regular shares | 23,236,360 |
| All Other Shares & Deposits | 3,694,760 |
| TOTAL SHARES & DEPOSITS | 35,229,193 |
| TOTAL LIABILITIES | 35,487,989 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,778,304 |
| TOTAL EQUITY | 3,778,304 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 39,266,293 |
| INCOME & EXPENSE | |
| Loan Income | 662,923 |
| Investment Income | 569,056 |
| Other Income | 17,036 |
| Total Employee Compensation & Benefits | 488,443 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 641,232 |
| Non-operating Income & (Expense) | 97,452 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 43,038 |
| Cost of Funds | 54,492 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 187,872 |
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