Sep, 30, 2025 — THE ONE FEDERAL CREDIT UNION is a federal credit union headquartered in MEADVILLE, PA with 4 branch locations and about $129.01 million in total assets. Opened 77 years ago in 1949, THE ONE FEDERAL CREDIT UNION has about 12,113 members and employs 36 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | THE ONE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 300 Arch St MEADVILLE, PA 16335 |
| Phone: | (814) 336-2794 |
| Fax: | (814) 724-4034 |
| Website: | https://www.onefcu.com |
| Branches: | 4 branch locations |
| Members: | 12,113 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6187 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1949 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $129,008,484 |
| CEO/Manager: | Heather L Clancy-Young |
| Chairperson: | Daniel V Crandall |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 14,836,950 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 30,974,733 |
| Unsecured Loans | 12,266,826 |
| Other Loans | 55,849,119 |
| TOTAL LOANS | 99,090,678 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -494,446 |
| Land And Building | 3,056,094 |
| Other Fixed Assets | 163,063 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,005,151 |
| All Other Assets | 0 |
| TOTAL ASSETS | 129,008,484 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 417,648 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,572,161 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 20,477,058 |
| Regular shares | 43,831,068 |
| All Other Shares & Deposits | 51,484,315 |
| TOTAL SHARES & DEPOSITS | 115,792,441 |
| TOTAL LIABILITIES | 117,782,250 |
| Regular Reserve | 0 |
| Other Reserves | 331,195 |
| Undivided Earnings | 10,895,039 |
| TOTAL EQUITY | 11,226,234 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 129,008,484 |
| INCOME & EXPENSE | |
| Loan Income | 4,527,808 |
| Investment Income | 671,183 |
| Other Income | 542,065 |
| Total Employee Compensation & Benefits | 2,231,456 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,808,012 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 289,817 |
| Cost of Funds | 1,439,813 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 643,862 |
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