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ERIE TIMES FEDERAL CREDIT UNION

Dec, 31, 2021 — ERIE TIMES FEDERAL CREDIT UNION is a federal credit union headquartered in ERIE, PA with 1 branch location and about $6.44 million in total assets. Opened 87 years ago in 1935, ERIE TIMES FEDERAL CREDIT UNION has about 771 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ERIE TIMES FEDERAL CREDIT UNION
Address:
(Main Office)
335 Metz St
ERIE, PA 16508-2723
Phone:(814) 459-0853
Fax:(814) 453-3099
Website:http://www.erietimesfcu.com
Branches:1 branch locations
Members:771
Credit Union Type:Federal Credit Union
Charter Number:776
Membership Type:Multiple common bond - Primarily communications and utilities
Corporate Credit Union:No
Year Opened:1935
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$6,440,600
CEO/Manager:Darlene M Spitzer
Chairperson:Anthony J Sanfilippo

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,344,410
TOTAL INVESTMENTS 2,579,915
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 263,601
 Other Loans 90,865
 TOTAL LOANS 354,466
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -34,760
 Land And Building 118,963
 Other Fixed Assets 0
 NCUSIF Deposit 53,530
 All Other Assets 24,076
  TOTAL ASSETS 6,440,600
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 24,269
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,141,757
 Regular shares 4,381,755
 All Other Shares & Deposits 248,602
  TOTAL SHARES & DEPOSITS 5,772,114
  TOTAL LIABILITIES 5,796,383
 Regular Reserve 479,322
 Other Reserves 0
 Undivided Earnings 164,895
  TOTAL EQUITY 644,217
  TOTAL LIABILITIES, SHARES, & EQUITY 6,440,600
INCOME & EXPENSE  
 Loan Income 36,606
 Investment Income 70,332
 Other Income 27,009
 Total Employee Compensation & Benefits 196,871
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 162,138
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 39,155
 Cost of Funds 47,039
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -290,293
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