Jun, 30, 2024 — PHB EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in FAIRVIEW, PA with 1 branch location and about $8.49 million in total assets. Opened 76 years ago in 1949, PHB EMPLOYEES FEDERAL CREDIT UNION has about 1,199 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PHB EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 7773 W Ridge Rd FAIRVIEW, PA 16415-1075 |
| Phone: | (814) 474-2283 |
| Fax: | (814) 474-3166 |
| Website: | https://phbfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,199 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6277 |
|---|---|
| Membership Type: | Multiple common bond - Primarily other manufacturing |
| Corporate Credit Union: | No |
| Year Opened: | 1949 |
| Last Audited: | Mar 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,489,011 |
| CEO/Manager: | Hope P Mando |
| Chairperson: | Deborah Snow |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,086,676 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 600,686 |
| Other Loans | 1,872,346 |
| TOTAL LOANS | 2,473,032 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -11,302 |
| Land And Building | 127,186 |
| Other Fixed Assets | 10,933 |
| NCUSIF Deposit | 68,988 |
| All Other Assets | 0 |
| TOTAL ASSETS | 8,489,011 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,233 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,983 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,339,297 |
| Regular shares | 4,883,230 |
| All Other Shares & Deposits | 914,760 |
| TOTAL SHARES & DEPOSITS | 7,137,287 |
| TOTAL LIABILITIES | 7,143,503 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,345,508 |
| TOTAL EQUITY | 1,345,508 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,489,011 |
| INCOME & EXPENSE | |
| Loan Income | 108,060 |
| Investment Income | 26,380 |
| Other Income | 15,620 |
| Total Employee Compensation & Benefits | 69,634 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 81,987 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,477 |
| Cost of Funds | 4,891 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 5,320 |
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