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LAKE ERIE COMMUNITY FEDERAL CREDIT UNION

Dec, 31, 2021 — LAKE ERIE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in GIRARD, PA with 1 branch location and about $6.29 million in total assets. Opened 74 years ago in 1948, LAKE ERIE COMMUNITY FEDERAL CREDIT UNION has about 1,274 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:LAKE ERIE COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
721 Rice Ave
GIRARD, PA 16417-1122
Phone:(814) 774-4130
Fax:(814) 774-5306
Website:http://www.lecfcu.com
Branches:1 branch locations
Members:1,274
Credit Union Type:Federal Credit Union
Charter Number:5951
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1948
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$6,287,231
CEO/Manager:KRIS RUSSIN
Chairperson:JEREMY ANDERSON

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 865,149
TOTAL INVESTMENTS 2,687,073
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 743,571
 Other Loans 1,922,300
 TOTAL LOANS 2,665,871
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -2,878
 Land And Building 0
 Other Fixed Assets 12,777
 NCUSIF Deposit 51,788
 All Other Assets 7,451
  TOTAL ASSETS 6,287,231
LIABILITIES & CAPITAL:  
 Dividends Payable 1,463
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,796
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 985,349
 Regular shares 3,970,175
 All Other Shares & Deposits 897,707
  TOTAL SHARES & DEPOSITS 5,853,231
  TOTAL LIABILITIES 5,857,490
 Regular Reserve 75,552
 Other Reserves 0
 Undivided Earnings 354,189
  TOTAL EQUITY 429,741
  TOTAL LIABILITIES, SHARES, & EQUITY 6,287,231
INCOME & EXPENSE  
 Loan Income 164,461
 Investment Income 17,605
 Other Income 18,634
 Total Employee Compensation & Benefits 97,685
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 97,629
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -900
 Cost of Funds 4,203
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 5,452
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