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LAKE ERIE COMMUNITY FEDERAL CREDIT UNION

Sep, 30, 2021 — LAKE ERIE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in Girard, PA with 1 branch location and about $6.14 million in total assets. Opened 74 years ago in 1948, LAKE ERIE COMMUNITY FEDERAL CREDIT UNION has about 1,293 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:LAKE ERIE COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
721 Rice Ave
Girard, PA 16417-1122
Phone:(814) 774-4130
Fax:(814) 774-5306
Website:http://www.lecfcu.com
Branches:1 branch locations
Members:1,293
Credit Union Type:Federal Credit Union
Charter Number:5951
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1948
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$6,141,664
CEO/Manager:KRIS RUSSIN
Chairperson:JEREMY ANDERSON

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,612,984
TOTAL INVESTMENTS 1,718,631
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 732,268
 Other Loans 2,005,875
 TOTAL LOANS 2,738,143
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -5,029
 Land And Building 0
 Other Fixed Assets 13,597
 NCUSIF Deposit 51,788
 All Other Assets 11,550
  TOTAL ASSETS 6,141,664
LIABILITIES & CAPITAL:  
 Dividends Payable 486
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,668
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 860,674
 Regular shares 4,037,922
 All Other Shares & Deposits 810,486
  TOTAL SHARES & DEPOSITS 5,709,082
  TOTAL LIABILITIES 5,712,236
 Regular Reserve 75,552
 Other Reserves 0
 Undivided Earnings 353,876
  TOTAL EQUITY 429,428
  TOTAL LIABILITIES, SHARES, & EQUITY 6,141,664
INCOME & EXPENSE  
 Loan Income 123,631
 Investment Income 13,230
 Other Income 13,147
 Total Employee Compensation & Benefits 70,476
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 74,994
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -900
 Cost of Funds 3,154
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 5,139
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