Sep, 30, 2025 — SISKIYOU CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in YREKA, CA with 1 branch location and about $145.22 million in total assets. Opened 64 years ago in 1962, SISKIYOU CENTRAL CREDIT UNION has about 11,371 members and employs 37 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SISKIYOU CENTRAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1420 Fairlane Rd YREKA, CA 96097-9549 |
| Phone: | (530) 842-1694 |
| Fax: | (530) 842-5326 |
| Website: | https://www.siskiyoucu.org |
| Branches: | 1 branch locations |
| Members: | 11,371 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61682 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $145,216,553 |
| CEO/Manager: | Heather C Rizzo |
| Chairperson: | Paul McCoy |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,438,754 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 9,651,192 |
| Unsecured Loans | 5,857,784 |
| Other Loans | 91,054,389 |
| TOTAL LOANS | 106,563,365 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,942,666 |
| Land And Building | 7,123,180 |
| Other Fixed Assets | 730,891 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,209,803 |
| All Other Assets | 489,334 |
| TOTAL ASSETS | 145,216,553 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -2,229,060 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 27,921,133 |
| Regular shares | 57,065,724 |
| All Other Shares & Deposits | 49,698,010 |
| TOTAL SHARES & DEPOSITS | 134,684,867 |
| TOTAL LIABILITIES | 132,455,807 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 12,760,746 |
| TOTAL EQUITY | 12,760,746 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 145,216,553 |
| INCOME & EXPENSE | |
| Loan Income | 5,395,789 |
| Investment Income | 711,113 |
| Other Income | 586,778 |
| Total Employee Compensation & Benefits | 1,989,951 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,300,369 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,523,884 |
| Cost of Funds | 1,451,769 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 998,319 |
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