Sep, 30, 2025 — COMMUNITY FIRST CREDIT UNION is a federally insured state chartered credit union headquartered in SANTA ROSA, CA with 12 branch locations and about $913.12 million in total assets. Opened 67 years ago in 1959, COMMUNITY FIRST CREDIT UNION has about 59,821 members and employs 177 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMMUNITY FIRST CREDIT UNION |
|---|---|
| Address: (Main Office) | 1105 N Dutton Ave SANTA ROSA, CA 95401-4683 |
| Phone: | (707) 546-6000 |
| Fax: | (707) 546-0529 |
| Website: | https://www.comfirstcu.org |
| Branches: | 12 branch locations |
| Members: | 59,821 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61667 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $913,120,853 |
| CEO/Manager: | Scott E Johnson |
| Chairperson: | Marrianne McBride |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 89,103,153 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 350,410,325 |
| Unsecured Loans | 28,202,620 |
| Other Loans | 301,447,049 |
| TOTAL LOANS | 680,059,992 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -8,573,660 |
| Land And Building | 7,979,318 |
| Other Fixed Assets | 3,120,303 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 7,735,896 |
| All Other Assets | 1,374,549 |
| TOTAL ASSETS | 913,120,853 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 10,030,322 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 165,512,373 |
| Regular shares | 224,111,804 |
| All Other Shares & Deposits | 423,376,428 |
| TOTAL SHARES & DEPOSITS | 813,000,604 |
| TOTAL LIABILITIES | 823,036,134 |
| Regular Reserve | 0 |
| Other Reserves | 36,127,056 |
| Undivided Earnings | 53,957,663 |
| TOTAL EQUITY | 90,084,719 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 913,120,853 |
| INCOME & EXPENSE | |
| Loan Income | 29,193,454 |
| Investment Income | 5,318,573 |
| Other Income | 3,363,027 |
| Total Employee Compensation & Benefits | 14,192,714 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 11,734,544 |
| Non-operating Income & (Expense) | -81,500 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,755,266 |
| Cost of Funds | 8,988,601 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,277,930 |
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