Sep, 30, 2025 — LEADERS CREDIT UNION is a federally insured state chartered credit union headquartered in JACKSON, TN with 10 branch locations and about $1.27 billion in total assets. Opened 69 years ago in 1957, LEADERS CREDIT UNION has about 87,038 members and employs 218 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LEADERS CREDIT UNION |
|---|---|
| Address: (Main Office) | 87 Murray Guard Dr Ste A JACKSON, TN 38305-3775 |
| Phone: | (731) 664-1784 |
| Fax: | (731) 660-8970 |
| Website: | https://www.leaderscu.com |
| Branches: | 10 branch locations |
| Members: | 87,038 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61185 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,272,683,120 |
| CEO/Manager: | Todd Swims |
| Chairperson: | Bart Teague |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 100,707,555 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 15,782,943 |
| Real Estate Loans | 281,142,559 |
| Unsecured Loans | 52,955,469 |
| Other Loans | 750,933,555 |
| TOTAL LOANS | 1,085,049,074 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -11,079,270 |
| Land And Building | 25,494,303 |
| Other Fixed Assets | 2,342,261 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 7,925,600 |
| All Other Assets | 593,800 |
| TOTAL ASSETS | 1,272,683,120 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 212,760 |
| Notes & Interest Payable | 63,072,430 |
| Accounts Payable & Other Liabilities | 9,226,686 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 7,500,000 |
| Share Drafts | 129,623,878 |
| Regular shares | 440,327,328 |
| All Other Shares & Deposits | 493,553,894 |
| TOTAL SHARES & DEPOSITS | 1,063,505,100 |
| TOTAL LIABILITIES | 1,143,516,976 |
| Regular Reserve | 0 |
| Other Reserves | 59,395,029 |
| Undivided Earnings | 69,771,115 |
| TOTAL EQUITY | 129,166,144 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,272,683,120 |
| INCOME & EXPENSE | |
| Loan Income | 54,091,033 |
| Investment Income | 2,437,849 |
| Other Income | 9,199,816 |
| Total Employee Compensation & Benefits | 18,365,628 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 17,202,894 |
| Non-operating Income & (Expense) | -227,959 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,685,000 |
| Cost of Funds | 25,818,417 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 13,404,325 |
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