Sep, 30, 2025 — HARDIN COUNTY HOSPITAL EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in SAVANNAH, TN with 1 branch location and about $1.29 million in total assets. Opened 62 years ago in 1964, HARDIN COUNTY HOSPITAL EMPLOYEES CREDIT UNION has about 297 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HARDIN COUNTY HOSPITAL EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 935 Wayne Rd SAVANNAH, TN 38372 |
| Phone: | (731) 926-8420 |
| Fax: | (731) 926-8221 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 297 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68120 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1964 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $1,289,329 |
| CEO/Manager: | Nikki Cagle |
| Chairperson: | Jerry Clarke |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 565,327 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 91,390 |
| Other Loans | 514,938 |
| TOTAL LOANS | 606,328 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -16,542 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 10,751 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,289,329 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 11,010 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,794 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 684,566 |
| All Other Shares & Deposits | 503,063 |
| TOTAL SHARES & DEPOSITS | 1,187,627 |
| TOTAL LIABILITIES | 1,201,431 |
| Regular Reserve | 0 |
| Other Reserves | 31,710 |
| Undivided Earnings | 56,188 |
| TOTAL EQUITY | 87,898 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,289,329 |
| INCOME & EXPENSE | |
| Loan Income | 24,130 |
| Investment Income | 9,390 |
| Other Income | 811 |
| Total Employee Compensation & Benefits | 8,720 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 11,280 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,600 |
| Cost of Funds | 12,680 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 51 |
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