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ENLIGHTEN FEDERAL CREDIT UNION

Mar, 31, 2021 — ENLIGHTEN FEDERAL CREDIT UNION is a federal credit union headquartered in JACKSON, TN with 1 branch location and about $16.90 million in total assets. Opened 50 years ago in 1971, ENLIGHTEN FEDERAL CREDIT UNION has about 1,505 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ENLIGHTEN FEDERAL CREDIT UNION
Address:
(Main Office)
1306 HIGHWAY 70 BYP
JACKSON, TN 38301
Phone:(731) 423-7499
Fax:(731) 935-7870
Website:http://www.enlightenfcu.org
Branches:1 branch locations
Members:1,505
Credit Union Type:Federal Credit Union
Charter Number:20662
Membership Type:Manufacturing - All Other
Corporate Credit Union:No
Year Opened:1971
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$16,895,466
CEO/Manager:Karen Climer
Chairperson:Jerry Bland

Call Report

  • Overdraft Lines of Credit
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 8,094,593
TOTAL INVESTMENTS 4,780,648
Loans Held for Sale 0
 
 Real Estate Loans 83,609
 Unsecured Loans 962,649
 Other Loans 2,469,817
 TOTAL LOANS 3,516,075
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -11,908
 Land And Building 384,237
 Other Fixed Assets 4,899
 NCUSIF Deposit 105,769
 All Other Assets 21,153
  TOTAL ASSETS 16,895,466
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 100,542
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,975,260
 Regular shares 10,464,350
 All Other Shares & Deposits 620,994
  TOTAL SHARES & DEPOSITS 15,060,604
  TOTAL LIABILITIES 15,161,146
 Regular Reserve 246,363
 Other Reserves 0
 Undivided Earnings 1,487,957
  TOTAL EQUITY 1,734,320
  TOTAL LIABILITIES, SHARES, & EQUITY 16,895,466
INCOME & EXPENSE  
 Loan Income 53,619
 Investment Income 20,905
 Other Income 8,456
 Total Employee Compensation & Benefits 56,947
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 49,656
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -909
 Cost of Funds 4,105
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 2,219
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