MCNAIRY COUNTY EMPLOYEES CREDIT UNION is no longer an active credit union according to the NCUA.
Sep, 30, 2025 — MCNAIRY COUNTY EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in ADAMSVILLE, TN with 1 branch location and about $1.82 million in total assets. Opened 46 years ago in 1980, MCNAIRY COUNTY EMPLOYEES CREDIT UNION has about 554 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MCNAIRY COUNTY EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 105 N Oak St, P.O.Box 867 ADAMSVILLE, TN 38310-1931 |
| Phone: | (731) 632-1168 |
| Fax: | (731) 632-1340 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 554 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67791 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1980 |
| Last Audited: | Feb 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $1,815,528 |
| CEO/Manager: | NICKIE FRANKS |
| Chairperson: | DANNIE G HARBIN |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 303,251 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 163,878 |
| Other Loans | 1,046,335 |
| TOTAL LOANS | 1,210,213 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -12,618 |
| Land And Building | 0 |
| Other Fixed Assets | 2,557 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 12,125 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,815,528 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,280 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 1,373,977 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 1,373,977 |
| TOTAL LIABILITIES | 1,375,257 |
| Regular Reserve | 0 |
| Other Reserves | 75,318 |
| Undivided Earnings | 364,953 |
| TOTAL EQUITY | 440,271 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,815,528 |
| INCOME & EXPENSE | |
| Loan Income | 18,399 |
| Investment Income | 416 |
| Other Income | 2,500 |
| Total Employee Compensation & Benefits | 13,825 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 7,227 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 482 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -219 |
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