Sep, 30, 2025 — TEXANS CREDIT UNION is a federally insured state chartered credit union headquartered in RICHARDSON, TX with 11 branch locations and about $2.39 billion in total assets. Opened 73 years ago in 1953, TEXANS CREDIT UNION has about 137,855 members and employs 294 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TEXANS CREDIT UNION |
|---|---|
| Address: (Main Office) | 777 E Campbell Rd RICHARDSON, TX 75081-1891 |
| Phone: | (972) 348-2000 |
| Fax: | |
| Website: | https://www.texanscu.org |
| Branches: | 11 branch locations |
| Members: | 137,855 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60806 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,392,255,451 |
| CEO/Manager: | David Frazier |
| Chairperson: | George Consolver |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 217,841,039 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 634,663 |
| Real Estate Loans | 512,689,772 |
| Unsecured Loans | 94,221,693 |
| Other Loans | 1,082,462,602 |
| TOTAL LOANS | 1,691,362,209 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -8,864,240 |
| Land And Building | 25,633,965 |
| Other Fixed Assets | 10,316,023 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 18,278,643 |
| All Other Assets | 0 |
| TOTAL ASSETS | 2,392,255,451 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 27,827,109 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 566,625,935 |
| Regular shares | 604,743,469 |
| All Other Shares & Deposits | 957,052,313 |
| TOTAL SHARES & DEPOSITS | 2,128,421,717 |
| TOTAL LIABILITIES | 2,156,303,714 |
| Regular Reserve | 0 |
| Other Reserves | -25,212,795 |
| Undivided Earnings | 261,164,532 |
| TOTAL EQUITY | 235,951,737 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,392,255,451 |
| INCOME & EXPENSE | |
| Loan Income | 66,490,018 |
| Investment Income | 23,525,203 |
| Other Income | 7,592,545 |
| Total Employee Compensation & Benefits | 24,981,943 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 23,076,956 |
| Non-operating Income & (Expense) | -159,836 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,618,566 |
| Cost of Funds | 32,389,346 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 17,977,556 |
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