Sep, 30, 2025 — SANTEE COOPER CREDIT UNION is a federally insured state chartered credit union headquartered in MONCKS CORNER, SC with 2 branch locations and about $85.26 million in total assets. Opened 73 years ago in 1953, SANTEE COOPER CREDIT UNION has about 7,064 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SANTEE COOPER CREDIT UNION |
|---|---|
| Address: (Main Office) | 612 Rembert C Dennis Blvd MONCKS CORNER, SC 29461 |
| Phone: | (843) 761-4001 |
| Fax: | (843) 761-7011 |
| Website: | https://www.santeecoopercreditunion.com/ |
| Branches: | 2 branch locations |
| Members: | 7,064 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60745 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $85,262,082 |
| CEO/Manager: | Travis Allen |
| Chairperson: | Rosa L Deavers |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,349,429 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,161,846 |
| Unsecured Loans | 3,479,051 |
| Other Loans | 53,275,552 |
| TOTAL LOANS | 59,916,450 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -564,438 |
| Land And Building | 579,257 |
| Other Fixed Assets | 128,924 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 623,253 |
| All Other Assets | 0 |
| TOTAL ASSETS | 85,262,082 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 711,160 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 9,710,673 |
| Regular shares | 39,514,364 |
| All Other Shares & Deposits | 21,952,504 |
| TOTAL SHARES & DEPOSITS | 71,177,541 |
| TOTAL LIABILITIES | 71,888,701 |
| Regular Reserve | 0 |
| Other Reserves | -4,808 |
| Undivided Earnings | 13,378,189 |
| TOTAL EQUITY | 13,373,381 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 85,262,082 |
| INCOME & EXPENSE | |
| Loan Income | 2,585,575 |
| Investment Income | 750,086 |
| Other Income | 453,558 |
| Total Employee Compensation & Benefits | 1,451,658 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,165,960 |
| Non-operating Income & (Expense) | -6,996 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 43,636 |
| Cost of Funds | 541,262 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,074,069 |
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