Credit Unions Near Me
National Credit Union Service Organization

ALABAMA CENTRAL CREDIT UNION

Sep, 30, 2022 — ALABAMA CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in BIRMINGHAM, AL with 9 branch locations and about $203.91 million in total assets. Opened 85 years ago in 1938, ALABAMA CENTRAL CREDIT UNION has about 17,135 members and employs 61 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ALABAMA CENTRAL CREDIT UNION
Address:
(Main Office)
3601 4th Ave S
BIRMINGHAM, AL 35222
Phone:(205) 510-1300
Fax:(205) 595-8078
Website:https://www.alabamacentral.org
Branches:9 branch locations
Members:17,135
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60712
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1938
Last Audited:Jun 01, 2022
FHLB Member:Yes
Low Income Designation:No
Assets:$203,911,371
CEO/Manager:Brad Haddock
Chairperson:Kaitlyn Brown

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,370,989
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 58,280,836
 Unsecured Loans 6,744,534
 Other Loans 99,854,828
 TOTAL LOANS 164,880,198
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -788,349
 Land And Building 6,159,793
 Other Fixed Assets 1,827,199
 NCUSIF Deposit 1,759,764
 All Other Assets 32,304
  TOTAL ASSETS 203,911,371
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,063,270
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 36,680,560
 Regular shares 110,824,400
 All Other Shares & Deposits 41,487,700
  TOTAL SHARES & DEPOSITS 188,992,660
  TOTAL LIABILITIES 192,055,930
 Regular Reserve 0
 Other Reserves 7,770,105
 Undivided Earnings 4,085,336
  TOTAL EQUITY 11,855,441
  TOTAL LIABILITIES, SHARES, & EQUITY 203,911,371
INCOME & EXPENSE  
 Loan Income 4,855,295
 Investment Income 264,636
 Other Income 853,302
 Total Employee Compensation & Benefits 2,871,313
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 3,226,085
 Non-operating Income & (Expense) -2
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 293,680
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,145,275
↑ Back to Top

Other Credit Unions

NRS COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION
7400 LONDON AVE
BIRMINGHAM, AL 35206
O'NEAL CREDIT UNION
744 41st St N
BIRMINGHAM, AL 35222
ALABAMA POSTAL CREDIT UNION
351 24th St N
BIRMINGHAM, AL 35203-3836
BIRMINGHAM CITY CREDIT UNION
2725 35th Ave N
BIRMINGHAM, AL 35207-2839
FIREMAN'S CREDIT UNION
1808 7th Ave N
BIRMINGHAM, AL 35203-2201
S R I EMPLOYEES FEDERAL CREDIT UNION
1117 22nd St S
BIRMINGHAM, AL 35205-2813
ALABAMA LAW ENFORCEMENT CREDIT UNION
3712 4th Ave S
BIRMINGHAM, AL 35222-2420
SOCIAL SECURITY CREDIT UNION
1200 Reverend Abraham Woods Jr Blvd
BIRMINGHAM, AL 35285
FEDERAL EMPLOYEES CREDIT UNION
1509 4th Ave S
BIRMINGHAM, AL 35233-1612
HEALTH CREDIT UNION
1400 6TH Ave S
BIRMINGHAM, AL 35233