Credit Unions Near Me
National Credit Union Service Organization

ALABAMA CENTRAL CREDIT UNION

Jun, 30, 2023 — ALABAMA CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in BIRMINGHAM, AL with 9 branch locations and about $203.91 million in total assets. Opened 86 years ago in 1938, ALABAMA CENTRAL CREDIT UNION has about 17,135 members and employs 61 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ALABAMA CENTRAL CREDIT UNION
Address:
(Main Office)
3601 4th Ave S
BIRMINGHAM, AL 35222
Phone:(205) 510-1300
Fax:(205) 595-8078
Website:https://www.alabamacentral.org
Branches:9 branch locations
Members:17,135
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60712
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1938
Last Audited:Jun 01, 2022
FHLB Member:Yes
Low Income Designation:No
Assets:$203,911,371
CEO/Manager:Brad Haddock
Chairperson:Kaitlyn Brown

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,370,989
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 58,280,836
 Unsecured Loans 6,744,534
 Other Loans 99,854,828
 TOTAL LOANS 164,880,198
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -788,349
 Land And Building 6,159,793
 Other Fixed Assets 1,827,199
 NCUSIF Deposit 1,759,764
 All Other Assets 32,304
  TOTAL ASSETS 203,911,371
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,063,270
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 36,680,560
 Regular shares 110,824,400
 All Other Shares & Deposits 41,487,700
  TOTAL SHARES & DEPOSITS 188,992,660
  TOTAL LIABILITIES 192,055,930
 Regular Reserve 0
 Other Reserves 7,770,105
 Undivided Earnings 4,085,336
  TOTAL EQUITY 11,855,441
  TOTAL LIABILITIES, SHARES, & EQUITY 203,911,371
INCOME & EXPENSE  
 Loan Income 4,855,295
 Investment Income 264,636
 Other Income 853,302
 Total Employee Compensation & Benefits 2,871,313
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 3,226,085
 Non-operating Income & (Expense) -2
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 293,680
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,145,275
↑ Back to Top

Other Credit Unions

NRS COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION
7400 LONDON AVE
BIRMINGHAM, AL 35206
O'NEAL CREDIT UNION
744 41st St N
BIRMINGHAM, AL 35222
ALABAMA POSTAL CREDIT UNION
351 24th St N
BIRMINGHAM, AL 35203-3836
BIRMINGHAM CITY CREDIT UNION
2725 35th Ave N
BIRMINGHAM, AL 35207-2839
FIREMAN'S CREDIT UNION
1808 7th Ave N
BIRMINGHAM, AL 35203-2201
S R I EMPLOYEES FEDERAL CREDIT UNION
1117 22nd St S
BIRMINGHAM, AL 35205-2813
ALABAMA LAW ENFORCEMENT CREDIT UNION
3712 4th Ave S
BIRMINGHAM, AL 35222-2420
SOCIAL SECURITY CREDIT UNION
1200 Reverend Abraham Woods Jr Blvd
BIRMINGHAM, AL 35285
FEDERAL EMPLOYEES CREDIT UNION
1509 4th Ave S
BIRMINGHAM, AL 35233-1612
HEALTH CREDIT UNION
1400 6TH Ave S
BIRMINGHAM, AL 35233

— The information found on this website is provided “AS IS”. We do not verify or guarantee its accuracy or validity. Please contact the credit union directly for any specific questions you may have regarding services and/or features. Visit NCUA.gov or MyCreditUnion.gov for more information regarding credit unions.