Sep, 30, 2025 — ALABAMA CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in BIRMINGHAM, AL with 9 branch locations and about $209.40 million in total assets. Opened 88 years ago in 1938, ALABAMA CENTRAL CREDIT UNION has about 20,037 members and employs 58 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ALABAMA CENTRAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3601 4th Ave S BIRMINGHAM, AL 35222 |
| Phone: | (205) 510-1300 |
| Fax: | (205) 595-8078 |
| Website: | https://www.alabamacentral.org |
| Branches: | 9 branch locations |
| Members: | 20,037 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60712 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $209,396,282 |
| CEO/Manager: | Brad Haddock |
| Chairperson: | Richard Hardy |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 26,467,414 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 77,512,871 |
| Unsecured Loans | 6,446,855 |
| Other Loans | 58,662,581 |
| TOTAL LOANS | 142,622,307 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,113,377 |
| Land And Building | 7,067,047 |
| Other Fixed Assets | 2,385,663 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,804,505 |
| All Other Assets | 76,154 |
| TOTAL ASSETS | 209,396,282 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 12,725 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,525,521 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 34,522,914 |
| Regular shares | 90,487,161 |
| All Other Shares & Deposits | 64,508,157 |
| TOTAL SHARES & DEPOSITS | 189,518,232 |
| TOTAL LIABILITIES | 192,056,478 |
| Regular Reserve | 0 |
| Other Reserves | -2,003,664 |
| Undivided Earnings | 19,343,468 |
| TOTAL EQUITY | 17,339,804 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 209,396,282 |
| INCOME & EXPENSE | |
| Loan Income | 6,634,786 |
| Investment Income | 1,071,026 |
| Other Income | 875,584 |
| Total Employee Compensation & Benefits | 3,178,213 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,449,055 |
| Non-operating Income & (Expense) | 1,063,939 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 19,613 |
| Cost of Funds | 1,709,310 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,289,144 |
| ↑ Back to Top | |