Sep, 30, 2025 — ALLVAC SAVINGS AND CREDIT UNION is a federally insured state chartered credit union headquartered in MONROE, NC with 1 branch location and about $8.76 million in total assets. Opened 62 years ago in 1964, ALLVAC SAVINGS AND CREDIT UNION has about 1,605 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ALLVAC SAVINGS AND CREDIT UNION |
|---|---|
| Address: (Main Office) | 2020 Ashcraft Ave MONROE, NC 28110-3720 |
| Phone: | (704) 291-7112 |
| Fax: | (704) 291-7312 |
| Website: | https://www.allvaccu.com |
| Branches: | 1 branch locations |
| Members: | 1,605 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60660 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1964 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,762,777 |
| CEO/Manager: | JOY T PAGE |
| Chairperson: | RONALD J HOWIE |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,129,966 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 656,310 |
| Other Loans | 4,558,071 |
| TOTAL LOANS | 5,214,381 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -21,648 |
| Land And Building | 0 |
| Other Fixed Assets | 211,406 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 67,638 |
| All Other Assets | 0 |
| TOTAL ASSETS | 8,762,777 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 110,896 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 810,870 |
| Regular shares | 5,500,587 |
| All Other Shares & Deposits | 786,959 |
| TOTAL SHARES & DEPOSITS | 7,098,416 |
| TOTAL LIABILITIES | 7,209,312 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,553,465 |
| TOTAL EQUITY | 1,553,465 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,762,777 |
| INCOME & EXPENSE | |
| Loan Income | 258,322 |
| Investment Income | 72,339 |
| Other Income | 74,999 |
| Total Employee Compensation & Benefits | 139,155 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 181,250 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 4,082 |
| Cost of Funds | 36,075 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 85,440 |
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