Sep, 30, 2025 — IQ CREDIT UNION is a federally insured state chartered credit union headquartered in VANCOUVER, WA with 17 branch locations and about $2.15 billion in total assets. Opened 86 years ago in 1940, IQ CREDIT UNION has about 104,439 members and employs 358 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | IQ CREDIT UNION |
|---|---|
| Address: (Main Office) | 1313 Main St VANCOUVER, WA 98660-2918 |
| Phone: | (360) 695-3441 |
| Fax: | (360) 992-4250 |
| Website: | https://www.iqcu.com |
| Branches: | 17 branch locations |
| Members: | 104,439 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60438 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,151,898,489 |
| CEO/Manager: | Eric Petracca |
| Chairperson: | Joseph Nutting |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 283,181,340 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 611,750 |
| Real Estate Loans | 1,166,027,587 |
| Unsecured Loans | 72,565,384 |
| Other Loans | 454,280,522 |
| TOTAL LOANS | 1,692,873,493 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -16,104,184 |
| Land And Building | 26,388,795 |
| Other Fixed Assets | 13,954,417 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 16,692,637 |
| All Other Assets | 5,389,536 |
| TOTAL ASSETS | 2,151,898,489 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 36,119,206 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 596,884,118 |
| Regular shares | 847,937,420 |
| All Other Shares & Deposits | 448,835,809 |
| TOTAL SHARES & DEPOSITS | 1,893,657,346 |
| TOTAL LIABILITIES | 1,929,816,691 |
| Regular Reserve | 0 |
| Other Reserves | 9,194,898 |
| Undivided Earnings | 212,886,900 |
| TOTAL EQUITY | 222,081,798 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,151,898,489 |
| INCOME & EXPENSE | |
| Loan Income | 65,997,826 |
| Investment Income | 10,408,039 |
| Other Income | 7,778,196 |
| Total Employee Compensation & Benefits | 30,601,466 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 22,452,802 |
| Non-operating Income & (Expense) | 371,691 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 7,080,817 |
| Cost of Funds | 24,992,663 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 14,345,788 |
| ↑ Back to Top | |