Sep, 30, 2025 — PATRIOT EQUITY CREDIT UNION is a federally insured state chartered credit union headquartered in JACKSON, TN with 1 branch location and about $33.49 million in total assets. Opened 97 years ago in 1929, PATRIOT EQUITY CREDIT UNION has about 2,207 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PATRIOT EQUITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1450 Union University Dr JACKSON, TN 38305 |
| Phone: | (731) 668-1155 |
| Fax: | (731) 668-3673 |
| Website: | https://www.pecujax.org |
| Branches: | 1 branch locations |
| Members: | 2,207 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60082 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1929 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $33,485,713 |
| CEO/Manager: | Jason Ross |
| Chairperson: | Matthew Denton |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,365,115 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 9,695,504 |
| Unsecured Loans | 496,342 |
| Other Loans | 10,201,745 |
| TOTAL LOANS | 20,582,732 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -636,237 |
| Land And Building | 1,871,478 |
| Other Fixed Assets | 72,267 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 307,230 |
| All Other Assets | 33,600 |
| TOTAL ASSETS | 33,485,713 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 164,844 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,244,963 |
| Regular shares | 12,233,307 |
| All Other Shares & Deposits | 12,275,972 |
| TOTAL SHARES & DEPOSITS | 29,754,242 |
| TOTAL LIABILITIES | 29,919,086 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,566,627 |
| TOTAL EQUITY | 3,566,627 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 33,485,713 |
| INCOME & EXPENSE | |
| Loan Income | 1,154,512 |
| Investment Income | 310,140 |
| Other Income | 171,666 |
| Total Employee Compensation & Benefits | 169,281 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 702,028 |
| Non-operating Income & (Expense) | -4,185 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 440,698 |
| Cost of Funds | 460,312 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -53,987 |
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