Sep, 30, 2025 — PRIMETRUST FINANCIAL FEDERAL CREDIT UNION is a federal credit union headquartered in MUNCIE, IN with 4 branch locations and about $244.02 million in total assets. Opened 91 years ago in 1935, PRIMETRUST FINANCIAL FEDERAL CREDIT UNION has about 18,652 members and employs 79 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PRIMETRUST FINANCIAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3700 W Bethel Ave MUNCIE, IN 47304 |
| Phone: | (765) 289-2148 |
| Fax: | (765) 282-4676 |
| Website: | https://www.primetrustcu.com |
| Branches: | 4 branch locations |
| Members: | 18,652 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 489 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $244,017,060 |
| CEO/Manager: | Tim Pierce |
| Chairperson: | Gary Addison |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,845,367 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 61,709,372 |
| Unsecured Loans | 17,926,492 |
| Other Loans | 114,351,795 |
| TOTAL LOANS | 193,987,659 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,495,662 |
| Land And Building | 2,024,529 |
| Other Fixed Assets | 890,901 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,494,066 |
| All Other Assets | 0 |
| TOTAL ASSETS | 244,017,060 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 88,346 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,123,403 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 37,632,073 |
| Regular shares | 97,607,607 |
| All Other Shares & Deposits | 81,960,019 |
| TOTAL SHARES & DEPOSITS | 217,199,699 |
| TOTAL LIABILITIES | 218,411,448 |
| Regular Reserve | 0 |
| Other Reserves | 3,073,817 |
| Undivided Earnings | 22,531,795 |
| TOTAL EQUITY | 25,605,612 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 244,017,060 |
| INCOME & EXPENSE | |
| Loan Income | 8,743,716 |
| Investment Income | 1,650,652 |
| Other Income | 3,129,156 |
| Total Employee Compensation & Benefits | 4,445,626 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,380,719 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 969,717 |
| Cost of Funds | 2,231,341 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,137,265 |
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