Sep, 30, 2025 — THRIVE FEDERAL CREDIT UNION is a federal credit union headquartered in MUNCIE, IN with 3 branch locations and about $106.48 million in total assets. Opened 86 years ago in 1940, THRIVE FEDERAL CREDIT UNION has about 8,150 members and employs 31 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | THRIVE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4501 S Delaware Dr MUNCIE, IN 47302-9405 |
| Phone: | (765) 284-1015 |
| Fax: | (765) 284-2542 |
| Website: | https://www.thrivecu.org |
| Branches: | 3 branch locations |
| Members: | 8,150 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3631 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Aug 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $106,476,082 |
| CEO/Manager: | Brett A Rinker |
| Chairperson: | Brandon R Hughes |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 10,525,826 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 32,038,652 |
| Unsecured Loans | 5,539,973 |
| Other Loans | 31,483,363 |
| TOTAL LOANS | 69,061,989 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -526,863 |
| Land And Building | 3,074,714 |
| Other Fixed Assets | 245,158 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 813,226 |
| All Other Assets | 0 |
| TOTAL ASSETS | 106,476,082 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 132,143 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 443,482 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 17,181,904 |
| Regular shares | 37,021,798 |
| All Other Shares & Deposits | 39,764,114 |
| TOTAL SHARES & DEPOSITS | 93,967,816 |
| TOTAL LIABILITIES | 94,543,441 |
| Regular Reserve | 0 |
| Other Reserves | -422,054 |
| Undivided Earnings | 12,354,695 |
| TOTAL EQUITY | 11,932,641 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 106,476,082 |
| INCOME & EXPENSE | |
| Loan Income | 3,347,533 |
| Investment Income | 804,371 |
| Other Income | 510,919 |
| Total Employee Compensation & Benefits | 1,696,277 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,719,929 |
| Non-operating Income & (Expense) | 639,617 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 193,197 |
| Cost of Funds | 1,160,389 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,285,621 |
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