Sep, 30, 2025 — FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in WEIRTON, WV with 8 branch locations and about $679.50 million in total assets. Opened 87 years ago in 1939, FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION has about 31,538 members and employs 84 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIRST CHOICE AMERICA COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3501 Main St WEIRTON, WV 26062 |
| Phone: | (304) 748-8600 |
| Fax: | (304) 797-9205 |
| Website: | https://www.firstchoiceamericacu.org |
| Branches: | 8 branch locations |
| Members: | 31,538 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 3264 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1939 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $679,502,405 |
| CEO/Manager: | Scott E Winwood |
| Chairperson: |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 220,403,713 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 112,502,718 |
| Unsecured Loans | 3,917,063 |
| Other Loans | 22,308,021 |
| TOTAL LOANS | 138,727,802 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,340,160 |
| Land And Building | 3,623,748 |
| Other Fixed Assets | 290,366 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,706,570 |
| All Other Assets | 172,959 |
| TOTAL ASSETS | 679,502,405 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,683,006 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 97,327,283 |
| Regular shares | 266,739,351 |
| All Other Shares & Deposits | 192,010,152 |
| TOTAL SHARES & DEPOSITS | 556,076,786 |
| TOTAL LIABILITIES | 558,776,664 |
| Regular Reserve | 0 |
| Other Reserves | 2,983,268 |
| Undivided Earnings | 117,742,473 |
| TOTAL EQUITY | 120,725,741 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 679,502,405 |
| INCOME & EXPENSE | |
| Loan Income | 4,843,507 |
| Investment Income | 15,933,400 |
| Other Income | 462,006 |
| Total Employee Compensation & Benefits | 4,001,732 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,509,190 |
| Non-operating Income & (Expense) | 19,046 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -9,043 |
| Cost of Funds | 5,761,927 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 9,326,781 |
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