Sep, 30, 2025 — OXFORD FEDERAL CREDIT UNION is a federal credit union headquartered in MEXICO, ME with 2 branch locations and about $357.08 million in total assets. Opened 88 years ago in 1938, OXFORD FEDERAL CREDIT UNION has about 19,990 members and employs 48 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OXFORD FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 225 RIVER RD MEXICO, ME 04257 |
| Phone: | (207) 369-9976 |
| Fax: | (207) 364-8962 |
| Website: | https://www.ofcu.org |
| Branches: | 2 branch locations |
| Members: | 19,990 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 2645 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $357,084,613 |
| CEO/Manager: | Joann Bisson |
| Chairperson: | John Walker |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 22,790,002 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 110,839,128 |
| Unsecured Loans | 16,226,311 |
| Other Loans | 92,834,081 |
| TOTAL LOANS | 219,905,323 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,955,775 |
| Land And Building | 3,220,070 |
| Other Fixed Assets | 364,471 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,625,767 |
| All Other Assets | 41,083 |
| TOTAL ASSETS | 357,084,613 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,476,205 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 35,864,355 |
| Regular shares | 83,155,849 |
| All Other Shares & Deposits | 179,910,947 |
| TOTAL SHARES & DEPOSITS | 298,931,151 |
| TOTAL LIABILITIES | 301,407,356 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 55,677,257 |
| TOTAL EQUITY | 55,677,257 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 357,084,613 |
| INCOME & EXPENSE | |
| Loan Income | 10,077,762 |
| Investment Income | 3,921,463 |
| Other Income | 1,025,136 |
| Total Employee Compensation & Benefits | 3,930,067 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,126,327 |
| Non-operating Income & (Expense) | -153 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 758,588 |
| Cost of Funds | 4,638,504 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,906,139 |
| ↑ Back to Top | |