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WEST VIRGINIA CENTRAL FEDERAL CREDIT UNION

Dec, 31, 2021 — WEST VIRGINIA CENTRAL FEDERAL CREDIT UNION is a federal credit union headquartered in PARKERSBURG, WV with 1 branch location and about $280.61 million in total assets. Opened 53 years ago in 1969, WEST VIRGINIA CENTRAL FEDERAL CREDIT UNION has about 21,471 members and employs 42 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 251583839
Name:WEST VIRGINIA CENTRAL FEDERAL CREDIT UNION
Address:
(Main Office)
1306 Murdoch Ave
PARKERSBURG, WV 26101-3238
Phone:(304) 485-4523
Fax:(304) 424-0718
Website:http://www.wvccu.org
Branches:1 branch locations
Members:21,471
Credit Union Type:Federal Credit Union
Charter Number:24888
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1969
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$280,605,914
CEO/Manager:Michael A Tucker
Chairperson:Doug Reeder

Call Report

  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 31,666,582
TOTAL INVESTMENTS 56,842,800
Loans Held for Sale 0
 
 Real Estate Loans 87,372,409
 Unsecured Loans 3,307,064
 Other Loans 87,014,763
 TOTAL LOANS 181,941,659
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -705,612
 Land And Building 4,088,389
 Other Fixed Assets 209,623
 NCUSIF Deposit 2,259,538
 All Other Assets 4,302,935
  TOTAL ASSETS 280,605,914
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 281,241
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 37,720,655
 Regular shares 173,895,850
 All Other Shares & Deposits 40,612,213
  TOTAL SHARES & DEPOSITS 252,228,718
  TOTAL LIABILITIES 252,509,959
 Regular Reserve 2,810,740
 Other Reserves -1,211,181
 Undivided Earnings 26,496,396
  TOTAL EQUITY 28,095,955
  TOTAL LIABILITIES, SHARES, & EQUITY 280,605,914
INCOME & EXPENSE  
 Loan Income 6,906,908
 Investment Income 755,149
 Other Income 859,006
 Total Employee Compensation & Benefits 2,400,334
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 3,704,587
 Non-operating Income & (Expense) 3,490
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 298,105
 Cost of Funds 1,435,048
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 3,219,294
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