Sep, 30, 2025 — WEST VIRGINIA CENTRAL FEDERAL CREDIT UNION is a federal credit union headquartered in PARKERSBURG, WV with 3 branch locations and about $318.62 million in total assets. Opened 57 years ago in 1969, WEST VIRGINIA CENTRAL FEDERAL CREDIT UNION has about 23,513 members and employs 42 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WEST VIRGINIA CENTRAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1306 Murdoch Ave PARKERSBURG, WV 26101-3238 |
| Phone: | (304) 485-4523 |
| Fax: | (304) 424-0718 |
| Website: | https://www.wvccu.org |
| Branches: | 3 branch locations |
| Members: | 23,513 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24888 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1969 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $318,622,629 |
| CEO/Manager: | Michael A Tucker |
| Chairperson: | Doug Reeder |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 21,396,098 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 110,493,925 |
| Unsecured Loans | 6,072,594 |
| Other Loans | 106,254,554 |
| TOTAL LOANS | 222,821,073 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,073,332 |
| Land And Building | 3,805,112 |
| Other Fixed Assets | 310,335 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,474,822 |
| All Other Assets | 0 |
| TOTAL ASSETS | 318,622,629 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 87,707 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 176,905 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 41,819,251 |
| Regular shares | 161,628,915 |
| All Other Shares & Deposits | 72,231,970 |
| TOTAL SHARES & DEPOSITS | 275,680,136 |
| TOTAL LIABILITIES | 275,944,748 |
| Regular Reserve | 0 |
| Other Reserves | -875,388 |
| Undivided Earnings | 43,553,269 |
| TOTAL EQUITY | 42,677,881 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 318,622,629 |
| INCOME & EXPENSE | |
| Loan Income | 8,639,725 |
| Investment Income | 1,721,762 |
| Other Income | 743,030 |
| Total Employee Compensation & Benefits | 2,209,541 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,656,547 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 574,603 |
| Cost of Funds | 3,454,244 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,751,703 |
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