Sep, 30, 2025 — LAKOTA FEDERAL CREDIT UNION is a federal credit union headquartered in KYLE, SD with 1 branch location and about $18.96 million in total assets. Opened 14 years ago in 2012, LAKOTA FEDERAL CREDIT UNION has about 4,152 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LAKOTA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 507 Main Street KYLE, SD 57752 |
| Phone: | (605) 455-1515 |
| Fax: | (605) 455-1514 |
| Website: | https://www.lakotafcu.org |
| Branches: | 1 branch locations |
| Members: | 4,152 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24847 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 2012 |
| Last Audited: | Jun 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $18,962,630 |
| CEO/Manager: | Shayna Ferguson |
| Chairperson: | Tawney Brunsch |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 11,077,639 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,720,167 |
| Unsecured Loans | 1,336,832 |
| Other Loans | 3,553,621 |
| TOTAL LOANS | 7,875,279 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -325,194 |
| Land And Building | 0 |
| Other Fixed Assets | 169,762 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 72,954 |
| All Other Assets | 0 |
| TOTAL ASSETS | 18,962,630 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,975,026 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 452,279 |
| Regular shares | 1,685,895 |
| All Other Shares & Deposits | 8,519,201 |
| TOTAL SHARES & DEPOSITS | 10,657,375 |
| TOTAL LIABILITIES | 14,417,551 |
| Regular Reserve | 0 |
| Other Reserves | 737,851 |
| Undivided Earnings | 3,807,228 |
| TOTAL EQUITY | 4,545,079 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 18,962,630 |
| INCOME & EXPENSE | |
| Loan Income | 479,920 |
| Investment Income | 129,287 |
| Other Income | 105,115 |
| Total Employee Compensation & Benefits | 406,881 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,658,521 |
| Non-operating Income & (Expense) | 2,156,190 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 147,332 |
| Cost of Funds | 169,973 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 611,482 |
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