Sep, 30, 2025 — S. C. STATE FEDERAL CREDIT UNION is a federal credit union headquartered in COLUMBIA, SC with 19 branch locations and about $1.40 billion in total assets. Opened 74 years ago in 1952, S. C. STATE FEDERAL CREDIT UNION has about 91,694 members and employs 288 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | S. C. STATE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 800 Huger St COLUMBIA, SC 29201-3620 |
| Phone: | (803) 343-0300 |
| Fax: | (803) 454-8044 |
| Website: | https://www.scscu.com |
| Branches: | 19 branch locations |
| Members: | 91,694 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24824 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,401,450,224 |
| CEO/Manager: | James Kinard |
| Chairperson: | Vincent Rhodes |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 78,940,471 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 327,310,413 |
| Unsecured Loans | 165,114,064 |
| Other Loans | 352,582,950 |
| TOTAL LOANS | 845,007,427 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -14,814,546 |
| Land And Building | 38,430,047 |
| Other Fixed Assets | 4,005,359 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 11,032,932 |
| All Other Assets | 240,917 |
| TOTAL ASSETS | 1,401,450,224 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 207,037 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 12,415,471 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 231,654,447 |
| Regular shares | 410,084,883 |
| All Other Shares & Deposits | 536,773,460 |
| TOTAL SHARES & DEPOSITS | 1,178,512,790 |
| TOTAL LIABILITIES | 1,191,361,478 |
| Regular Reserve | 0 |
| Other Reserves | 4,075,414 |
| Undivided Earnings | 206,013,332 |
| TOTAL EQUITY | 210,088,746 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,401,450,224 |
| INCOME & EXPENSE | |
| Loan Income | 41,042,304 |
| Investment Income | 12,038,538 |
| Other Income | 6,603,972 |
| Total Employee Compensation & Benefits | 16,532,118 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 15,655,257 |
| Non-operating Income & (Expense) | -89,832 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,514,419 |
| Cost of Funds | 10,565,111 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 20,745,375 |
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