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AMERICA'S FIRST FEDERAL CREDIT UNION

Dec, 31, 2020 — AMERICA'S FIRST FEDERAL CREDIT UNION is a federal credit union headquartered in BIRMINGHAM, AL with 21 branch locations and about $1.97 billion in total assets. Opened 85 years ago in 1936, AMERICA'S FIRST FEDERAL CREDIT UNION has about 182,854 members and employs 387 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 262083881
Name:AMERICA'S FIRST FEDERAL CREDIT UNION
Address:
(Main Office)
P.O. BOX 11349
BIRMINGHAM, AL 35203
Phone:(205) 320-4185
Fax:(205) 320-7042
Website:http://www.amfirst.org
Branches:21 branch locations
Members:182,854
Credit Union Type:Federal Credit Union
Charter Number:24534
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1936
Last Audited:Dec 01, 2019
FHLB Member:Yes
Low Income Designation:No
Assets:$1,966,689,653
CEO/Manager:Bill Connor
Chairperson:Cathy M Antee

Call Report

  • Commercial Loans
  • Credit Builder
  • Indirect Consumer Loans
  • Interest Only or Payment Option 1st Mortgage Loans
  • Micro Business Loans
  • Micro Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Health Savings Accounts
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 467,663,202
TOTAL INVESTMENTS 152,427,751
Loans Held for Sale 0
 
 Real Estate Loans 347,068,313
 Unsecured Loans 68,879,344
 Other Loans 850,452,305
 TOTAL LOANS 1,268,295,682
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -7,409,671
 Land And Building 55,230,806
 Other Fixed Assets 7,501,602
 NCUSIF Deposit 15,720,160
 All Other Assets 7,260,121
  TOTAL ASSETS 1,966,689,653
LIABILITIES & CAPITAL:  
 Dividends Payable 461,236
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 17,734,024
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 276,299,886
 Regular shares 875,083,809
 All Other Shares & Deposits 586,425,030
  TOTAL SHARES & DEPOSITS 1,737,808,725
  TOTAL LIABILITIES 1,756,003,985
 Regular Reserve 9,613,040
 Other Reserves 1,132,287
 Undivided Earnings 199,940,341
  TOTAL EQUITY 210,685,668
  TOTAL LIABILITIES, SHARES, & EQUITY 1,966,689,653
INCOME & EXPENSE  
 Loan Income 49,053,670
 Investment Income 6,492,041
 Other Income 24,890,498
 Total Employee Compensation & Benefits 28,145,751
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 25,934,365
 Non-operating Income & (Expense) 765,645
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 5,162,226
 Cost of Funds 9,781,670
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 12,177,842
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