Sep, 30, 2025 — WHITE COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in SEARCY, AR with 2 branch locations and about $17.64 million in total assets. Opened 68 years ago in 1958, WHITE COUNTY FEDERAL CREDIT UNION has about 2,396 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WHITE COUNTY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 508 W BEEBE CAPPS EXPY SEARCY, AR 72143-6652 |
| Phone: | (501) 268-3122 |
| Fax: | (501) 268-7850 |
| Website: | https://www.whitecountyfcu.org |
| Branches: | 2 branch locations |
| Members: | 2,396 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24428 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $17,636,263 |
| CEO/Manager: | William T McKnight |
| Chairperson: | Greg Young |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,305,721 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 164,505 |
| Unsecured Loans | 650,242 |
| Other Loans | 11,410,085 |
| TOTAL LOANS | 12,224,831 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -151,616 |
| Land And Building | 391,002 |
| Other Fixed Assets | 26,524 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 145,151 |
| All Other Assets | 10,000 |
| TOTAL ASSETS | 17,636,263 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 250,048 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,141,942 |
| Regular shares | 8,522,053 |
| All Other Shares & Deposits | 4,832,320 |
| TOTAL SHARES & DEPOSITS | 14,496,315 |
| TOTAL LIABILITIES | 14,746,363 |
| Regular Reserve | 0 |
| Other Reserves | 182,482 |
| Undivided Earnings | 2,707,418 |
| TOTAL EQUITY | 2,889,900 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 17,636,263 |
| INCOME & EXPENSE | |
| Loan Income | 770,484 |
| Investment Income | 107,560 |
| Other Income | 71,775 |
| Total Employee Compensation & Benefits | 298,185 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 272,337 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 17,094 |
| Cost of Funds | 172,994 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 210,366 |
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