Sep, 30, 2025 — U.P. EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in NORTH LITTLE ROCK, AR with 2 branch locations and about $2.58 million in total assets. Opened 74 years ago in 1952, U.P. EMPLOYEES FEDERAL CREDIT UNION has about 919 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | U.P. EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1000 W 4th St NORTH LITTLE ROCK, AR 72114-5368 |
| Phone: | (501) 373-2290 |
| Fax: | (501) 373-2202 |
| Website: | https://www.upemployees.org |
| Branches: | 2 branch locations |
| Members: | 919 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24435 |
|---|---|
| Membership Type: | Service - Transportation |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Nov 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $2,582,776 |
| CEO/Manager: | Cindy Thiele |
| Chairperson: | Jerome Butler |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 390,594 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 125,193 |
| Other Loans | 1,602,235 |
| TOTAL LOANS | 1,727,428 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -5,906 |
| Land And Building | 36,745 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 23,322 |
| All Other Assets | 0 |
| TOTAL ASSETS | 2,582,776 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -125,765 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 166,395 |
| Regular shares | 1,708,641 |
| All Other Shares & Deposits | 421,800 |
| TOTAL SHARES & DEPOSITS | 2,296,836 |
| TOTAL LIABILITIES | 2,171,071 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 411,705 |
| TOTAL EQUITY | 411,705 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,582,776 |
| INCOME & EXPENSE | |
| Loan Income | 107,866 |
| Investment Income | 30,097 |
| Other Income | 8,176 |
| Total Employee Compensation & Benefits | 112,630 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 136,862 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 6,221 |
| Cost of Funds | 7,768 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -110,485 |
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