Sep, 30, 2025 — UP ARKANSAS FEDERAL CREDIT UNION is a federal credit union headquartered in NORTH LITTLE ROCK, AR with 2 branch locations and about $32.88 million in total assets. Opened 55 years ago in 1971, UP ARKANSAS FEDERAL CREDIT UNION has about 2,850 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UP ARKANSAS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1101 Vine St NORTH LITTLE ROCK, AR 72114-4333 |
| Phone: | (501) 373-2190 |
| Fax: | (501) 374-8365 |
| Website: | https://www.upfcu.org |
| Branches: | 2 branch locations |
| Members: | 2,850 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24422 |
|---|---|
| Membership Type: | Multiple common bond - Primarily transportation |
| Corporate Credit Union: | No |
| Year Opened: | 1971 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $32,877,982 |
| CEO/Manager: | Karyn Davis |
| Chairperson: | John P Bailey |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,963,571 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,890,736 |
| Unsecured Loans | 1,113,339 |
| Other Loans | 11,026,323 |
| TOTAL LOANS | 15,030,399 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -111,459 |
| Land And Building | 1,252,123 |
| Other Fixed Assets | 113,782 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 251,022 |
| All Other Assets | 0 |
| TOTAL ASSETS | 32,877,982 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 8,883 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 266,825 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,768,532 |
| Regular shares | 10,698,380 |
| All Other Shares & Deposits | 11,981,813 |
| TOTAL SHARES & DEPOSITS | 25,448,725 |
| TOTAL LIABILITIES | 25,724,433 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 7,153,549 |
| TOTAL EQUITY | 7,153,549 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 32,877,982 |
| INCOME & EXPENSE | |
| Loan Income | 870,411 |
| Investment Income | 426,274 |
| Other Income | 145,808 |
| Total Employee Compensation & Benefits | 431,935 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 473,620 |
| Non-operating Income & (Expense) | 5 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 30,253 |
| Cost of Funds | 338,039 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 922,928 |
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