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NATURAL STATE FEDERAL CREDIT UNION

Dec, 31, 2023 — NATURAL STATE FEDERAL CREDIT UNION is a federal credit union headquartered in SEARCY, AR with 1 branch location and about $8.17 million in total assets. Opened 68 years ago in 1956, NATURAL STATE FEDERAL CREDIT UNION has about 1,284 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NATURAL STATE FEDERAL CREDIT UNION
Address:
(Main Office)
901 S MAIN ST
SEARCY, AR 72143
Phone:(501) 268-9301
Fax:(501) 268-9998
Website:n/a
Branches:1 branch locations
Members:1,284
Credit Union Type:Federal Credit Union
Charter Number:24432
Membership Type:Multiple common bond - Primarily communications and utilities
Corporate Credit Union:No
Year Opened:1956
Last Audited:Jul 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$8,167,977
CEO/Manager:CLAY DICKERSON
Chairperson:WILL SMITH

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 932,223
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 446,051
 Other Loans 6,460,082
 TOTAL LOANS 6,906,134
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -9,703
 Land And Building 127,887
 Other Fixed Assets 18,843
 NCUSIF Deposit 63,752
 All Other Assets 0
  TOTAL ASSETS 8,167,977
LIABILITIES & CAPITAL:  
 Dividends Payable 32,649
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 61,804
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 373,503
 Regular shares 3,845,729
 All Other Shares & Deposits 2,494,588
  TOTAL SHARES & DEPOSITS 6,713,820
  TOTAL LIABILITIES 6,808,273
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 1,359,704
  TOTAL EQUITY 1,359,704
  TOTAL LIABILITIES, SHARES, & EQUITY 8,167,977
INCOME & EXPENSE  
 Loan Income 385,332
 Investment Income 17,494
 Other Income 71,366
 Total Employee Compensation & Benefits 183,952
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 161,213
 Non-operating Income & (Expense) 715
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -17,312
 Cost of Funds 66,632
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 80,422
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