Dec, 31, 2023 — NATURAL STATE FEDERAL CREDIT UNION is a federal credit union headquartered in SEARCY, AR with 1 branch location and about $8.17 million in total assets. Opened 68 years ago in 1956, NATURAL STATE FEDERAL CREDIT UNION has about 1,284 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | NATURAL STATE FEDERAL CREDIT UNION |
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Address: (Main Office) | 901 S MAIN ST SEARCY, AR 72143 |
Phone: | (501) 268-9301 |
Fax: | (501) 268-9998 |
Website: | n/a |
Branches: | 1 branch locations |
Members: | 1,284 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 24432 |
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Membership Type: | Multiple common bond - Primarily communications and utilities |
Corporate Credit Union: | No |
Year Opened: | 1956 |
Last Audited: | Jul 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $8,167,977 |
CEO/Manager: | CLAY DICKERSON |
Chairperson: | WILL SMITH |
ASSETS: | $ Amount |
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Cash & Equivalents | 932,223 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 446,051 |
Other Loans | 6,460,082 |
TOTAL LOANS | 6,906,134 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -9,703 |
Land And Building | 127,887 |
Other Fixed Assets | 18,843 |
NCUSIF Deposit | 63,752 |
All Other Assets | 0 |
TOTAL ASSETS | 8,167,977 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 32,649 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 61,804 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 373,503 |
Regular shares | 3,845,729 |
All Other Shares & Deposits | 2,494,588 |
TOTAL SHARES & DEPOSITS | 6,713,820 |
TOTAL LIABILITIES | 6,808,273 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 1,359,704 |
TOTAL EQUITY | 1,359,704 |
TOTAL LIABILITIES, SHARES, & EQUITY | 8,167,977 |
INCOME & EXPENSE | |
Loan Income | 385,332 |
Investment Income | 17,494 |
Other Income | 71,366 |
Total Employee Compensation & Benefits | 183,952 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 161,213 |
Non-operating Income & (Expense) | 715 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | -17,312 |
Cost of Funds | 66,632 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 80,422 |
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