Sep, 30, 2025 — DELTA COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in DELTA, CO with 2 branch locations and about $74.43 million in total assets. Opened 68 years ago in 1958, DELTA COUNTY FEDERAL CREDIT UNION has about 4,357 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DELTA COUNTY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 100 Circle Dr DELTA, CO 81416 |
| Phone: | (970) 874-7674 |
| Fax: | (970) 874-5241 |
| Website: | https://www.deltacountyfcu.com |
| Branches: | 2 branch locations |
| Members: | 4,357 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24381 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $74,431,798 |
| CEO/Manager: | Michelle R Fish |
| Chairperson: | Alvin Williams |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,079,818 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 16,680,776 |
| Unsecured Loans | 432,489 |
| Other Loans | 6,103,166 |
| TOTAL LOANS | 23,216,431 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -64,169 |
| Land And Building | 749,426 |
| Other Fixed Assets | 2,793 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 650,938 |
| All Other Assets | 0 |
| TOTAL ASSETS | 74,431,798 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 65 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 160,417 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 12,878,055 |
| Regular shares | 34,043,816 |
| All Other Shares & Deposits | 20,455,540 |
| TOTAL SHARES & DEPOSITS | 67,377,411 |
| TOTAL LIABILITIES | 67,537,893 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 6,893,905 |
| TOTAL EQUITY | 6,893,905 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 74,431,798 |
| INCOME & EXPENSE | |
| Loan Income | 832,569 |
| Investment Income | 680,991 |
| Other Income | 315,661 |
| Total Employee Compensation & Benefits | 666,545 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 612,083 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 265,908 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 455,348 |
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