Sep, 30, 2025 — SIGNET FEDERAL CREDIT UNION is a federal credit union headquartered in PADUCAH, KY with 5 branch locations and about $367.79 million in total assets. Opened 44 years ago in 1982, SIGNET FEDERAL CREDIT UNION has about 22,601 members and employs 59 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SIGNET FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 163 Pecan CT PADUCAH, KY 42001 |
| Phone: | (270) 443-5261 |
| Fax: | (270) 443-6148 |
| Website: | https://www.signetfcu.com |
| Branches: | 5 branch locations |
| Members: | 22,601 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 23949 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1982 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $367,794,401 |
| CEO/Manager: | Jimmilyn Hancock |
| Chairperson: | Greg Widmer |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 13,442,104 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 85,510,040 |
| Unsecured Loans | 5,544,187 |
| Other Loans | 128,052,676 |
| TOTAL LOANS | 219,106,903 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,058,593 |
| Land And Building | 8,604,629 |
| Other Fixed Assets | 909,746 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,701,839 |
| All Other Assets | 161,826 |
| TOTAL ASSETS | 367,794,401 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,200,000 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 928,876 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 38,030,531 |
| Regular shares | 161,695,197 |
| All Other Shares & Deposits | 102,447,486 |
| TOTAL SHARES & DEPOSITS | 302,173,215 |
| TOTAL LIABILITIES | 304,302,091 |
| Regular Reserve | 0 |
| Other Reserves | 1,504,432 |
| Undivided Earnings | 61,987,878 |
| TOTAL EQUITY | 63,492,310 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 367,794,401 |
| INCOME & EXPENSE | |
| Loan Income | 8,373,818 |
| Investment Income | 3,688,299 |
| Other Income | 556,676 |
| Total Employee Compensation & Benefits | 2,813,698 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,473,495 |
| Non-operating Income & (Expense) | -422,641 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 408,500 |
| Cost of Funds | 4,289,025 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,297,001 |
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