Sep, 30, 2025 — TOWN OF CHEEKTOWAGA FEDERAL CREDIT UNION is a federal credit union headquartered in CHEEKTOWAGA, NY with 1 branch location and about $37.33 million in total assets. Opened 46 years ago in 1980, TOWN OF CHEEKTOWAGA FEDERAL CREDIT UNION has about 1,486 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TOWN OF CHEEKTOWAGA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3251 BROADWAY St CHEEKTOWAGA, NY 14227-1033 |
| Phone: | (716) 686-3497 |
| Fax: | (716) 681-2923 |
| Website: | https://www.townofcheektowagafcu.com |
| Branches: | 1 branch locations |
| Members: | 1,486 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 23717 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1980 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $37,325,308 |
| CEO/Manager: | RICK D ROLL |
| Chairperson: | Scott Pilat |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,612,800 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,450,623 |
| Unsecured Loans | 807,767 |
| Other Loans | 4,907,095 |
| TOTAL LOANS | 13,165,485 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -40,621 |
| Land And Building | 375,451 |
| Other Fixed Assets | 127,920 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 297,042 |
| All Other Assets | 0 |
| TOTAL ASSETS | 37,325,308 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -3,867 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,030,409 |
| Regular shares | 22,151,097 |
| All Other Shares & Deposits | 3,950,481 |
| TOTAL SHARES & DEPOSITS | 31,131,987 |
| TOTAL LIABILITIES | 31,128,120 |
| Regular Reserve | 0 |
| Other Reserves | 200,000 |
| Undivided Earnings | 5,997,188 |
| TOTAL EQUITY | 6,197,188 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 37,325,308 |
| INCOME & EXPENSE | |
| Loan Income | 535,086 |
| Investment Income | 460,064 |
| Other Income | 67,745 |
| Total Employee Compensation & Benefits | 222,508 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 282,221 |
| Non-operating Income & (Expense) | 64,220 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 17,007 |
| Cost of Funds | 226,719 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 378,660 |
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