Sep, 30, 2025 — HEALTHCARE PLUS FEDERAL CREDIT UNION is a federal credit union headquartered in ABERDEEN, SD with 1 branch location and about $66.30 million in total assets. Opened 47 years ago in 1979, HEALTHCARE PLUS FEDERAL CREDIT UNION has about 5,057 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HEALTHCARE PLUS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 203 S Dakota St ABERDEEN, SD 57401 |
| Phone: | (605) 725-0900 |
| Fax: | (605) 725-0899 |
| Website: | https://www.hcpfcu.coop |
| Branches: | 1 branch locations |
| Members: | 5,057 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 23371 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1979 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $66,300,300 |
| CEO/Manager: | Guy J Trenhaile |
| Chairperson: | Scott Lunzman |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 901,454 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 21,215,760 |
| Unsecured Loans | 3,247,966 |
| Other Loans | 29,583,426 |
| TOTAL LOANS | 54,047,152 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -380,033 |
| Land And Building | 1,436,662 |
| Other Fixed Assets | 218,499 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 614,831 |
| All Other Assets | 0 |
| TOTAL ASSETS | 66,300,300 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 418,358 |
| Notes & Interest Payable | 1,760,499 |
| Accounts Payable & Other Liabilities | 193,281 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,579,581 |
| Regular shares | 17,394,390 |
| All Other Shares & Deposits | 30,176,290 |
| TOTAL SHARES & DEPOSITS | 58,150,261 |
| TOTAL LIABILITIES | 60,522,399 |
| Regular Reserve | 0 |
| Other Reserves | 261,057 |
| Undivided Earnings | 5,516,844 |
| TOTAL EQUITY | 5,777,901 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 66,300,300 |
| INCOME & EXPENSE | |
| Loan Income | 2,415,014 |
| Investment Income | 216,868 |
| Other Income | 220,750 |
| Total Employee Compensation & Benefits | 850,551 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 844,981 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 119,595 |
| Cost of Funds | 945,557 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 384,006 |
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