Dec, 31, 2023 — PUBLIX EMPLOYEES FEDERAL CREDIT UNION (PEFCU) is a federal credit union headquartered in LAKELAND, FL with 8 branch locations and about $1.44 billion in total assets. Opened 46 years ago in 1978, PUBLIX EMPLOYEES FEDERAL CREDIT UNION (PEFCU) has about 112,718 members and employs 269 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PUBLIX EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3005 New Tampa Hwy LAKELAND, FL 33815-3468 |
| Phone: | (863) 683-6404 |
| Fax: | (863) 687-4243 |
| Website: | https://www.pefcu.com |
| Branches: | 8 branch locations |
| Members: | 112,718 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 23020 |
|---|---|
| Membership Type: | Multiple common bond - Primarily finance, insurance, real estate, trade |
| Corporate Credit Union: | No |
| Year Opened: | 1978 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,444,392,971 |
| CEO/Manager: | Jeremiah Kossen |
| Chairperson: | Linda Hall |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 163,458,007 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 221,433,254 |
| Unsecured Loans | 110,633,658 |
| Other Loans | 397,722,736 |
| TOTAL LOANS | 729,860,209 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -8,186,708 |
| Land And Building | 2,315,560 |
| Other Fixed Assets | 6,601,667 |
| NCUSIF Deposit | 11,453,841 |
| All Other Assets | 492,828 |
| TOTAL ASSETS | 1,444,392,971 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 946,675 |
| Notes & Interest Payable | 67,000,000 |
| Accounts Payable & Other Liabilities | 23,815,208 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 196,796,119 |
| Regular shares | 561,789,089 |
| All Other Shares & Deposits | 468,783,712 |
| TOTAL SHARES & DEPOSITS | 1,227,368,920 |
| TOTAL LIABILITIES | 1,319,130,803 |
| Regular Reserve | 0 |
| Other Reserves | -43,896,371 |
| Undivided Earnings | 169,158,539 |
| TOTAL EQUITY | 125,262,168 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,444,392,971 |
| INCOME & EXPENSE | |
| Loan Income | 36,035,700 |
| Investment Income | 17,357,786 |
| Other Income | 5,089,738 |
| Total Employee Compensation & Benefits | 25,046,567 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 20,443,767 |
| Non-operating Income & (Expense) | -53,910 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,039,276 |
| Cost of Funds | 8,135,144 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 10,493,836 |
| ↑ Back to Top | |