Sep, 30, 2025 — PUBLIX EMPLOYEES FEDERAL CREDIT UNION (PEFCU) is a federal credit union headquartered in LAKELAND, FL with 11 branch locations and about $1.64 billion in total assets. Opened 48 years ago in 1978, PUBLIX EMPLOYEES FEDERAL CREDIT UNION (PEFCU) has about 121,710 members and employs 263 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PUBLIX EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3005 New Tampa Hwy LAKELAND, FL 33815-3468 |
| Phone: | (863) 683-6404 |
| Fax: | (863) 687-4243 |
| Website: | https://www.pefcu.com |
| Branches: | 11 branch locations |
| Members: | 121,710 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 23020 |
|---|---|
| Membership Type: | Multiple common bond - Primarily finance, insurance, real estate, trade |
| Corporate Credit Union: | No |
| Year Opened: | 1978 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,641,291,370 |
| CEO/Manager: | Jeremiah Kossen |
| Chairperson: | Linda Hall |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 77,599,812 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 314,295,238 |
| Unsecured Loans | 135,226,686 |
| Other Loans | 544,455,908 |
| TOTAL LOANS | 994,555,257 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -8,111,865 |
| Land And Building | 7,024,255 |
| Other Fixed Assets | 8,371,885 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 12,654,874 |
| All Other Assets | 238,059 |
| TOTAL ASSETS | 1,641,291,370 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,926,553 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 21,740,267 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 204,404,653 |
| Regular shares | 482,917,251 |
| All Other Shares & Deposits | 763,719,546 |
| TOTAL SHARES & DEPOSITS | 1,451,041,451 |
| TOTAL LIABILITIES | 1,474,708,271 |
| Regular Reserve | 0 |
| Other Reserves | -23,460,376 |
| Undivided Earnings | 190,043,475 |
| TOTAL EQUITY | 166,583,099 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,641,291,370 |
| INCOME & EXPENSE | |
| Loan Income | 41,356,621 |
| Investment Income | 20,450,526 |
| Other Income | 4,216,779 |
| Total Employee Compensation & Benefits | 22,379,075 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 18,667,837 |
| Non-operating Income & (Expense) | -166,332 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,360,314 |
| Cost of Funds | 18,645,234 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 13,536,806 |
| ↑ Back to Top | |