Sep, 30, 2025 — G.P.O. FEDERAL CREDIT UNION is a federal credit union headquartered in NEW HARTFORD, NY with 8 branch locations and about $591.35 million in total assets. Opened 48 years ago in 1978, G.P.O. FEDERAL CREDIT UNION has about 42,498 members and employs 119 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | G.P.O. FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4311 Middle Settlement Rd NEW HARTFORD, NY 13413 |
| Phone: | (315) 724-1654 |
| Fax: | (315) 737-2990 |
| Website: | https://www.gpofcu.com |
| Branches: | 8 branch locations |
| Members: | 42,498 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 22931 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1978 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $591,348,318 |
| CEO/Manager: | Nicholas Mayhew |
| Chairperson: | Leo Callari |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 61,653,384 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 163,372,643 |
| Unsecured Loans | 48,724,149 |
| Other Loans | 104,951,732 |
| TOTAL LOANS | 317,048,524 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,061,560 |
| Land And Building | 10,667,902 |
| Other Fixed Assets | 2,150,954 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,620,027 |
| All Other Assets | 0 |
| TOTAL ASSETS | 591,348,318 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,220,225 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 103,582,685 |
| Regular shares | 136,808,366 |
| All Other Shares & Deposits | 279,587,447 |
| TOTAL SHARES & DEPOSITS | 519,978,499 |
| TOTAL LIABILITIES | 523,198,724 |
| Regular Reserve | 0 |
| Other Reserves | 2,360,093 |
| Undivided Earnings | 65,789,501 |
| TOTAL EQUITY | 68,149,594 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 591,348,318 |
| INCOME & EXPENSE | |
| Loan Income | 14,302,793 |
| Investment Income | 6,797,287 |
| Other Income | 3,142,150 |
| Total Employee Compensation & Benefits | 7,882,887 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 7,342,661 |
| Non-operating Income & (Expense) | 1,293,744 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 825,000 |
| Cost of Funds | 6,535,932 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 6,247,216 |
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