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ONEIDA COUNTY FEDERAL CREDIT UNION

Dec, 31, 2020 — ONEIDA COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in UTICA, NY with 1 branch location and about $14.84 million in total assets. Opened 62 years ago in 1959, ONEIDA COUNTY FEDERAL CREDIT UNION has about 1,824 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ONEIDA COUNTY FEDERAL CREDIT UNION
Address:
(Main Office)
800 PARK AVE
UTICA, NY 13501
Phone:(315) 798-5741
Fax:
Website:http://www.oneidacfcu.org
Branches:1 branch locations
Members:1,824
Credit Union Type:Federal Credit Union
Charter Number:13102
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1959
Last Audited:Sep 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$14,839,958
CEO/Manager:Mary A Williams
Chairperson:Samuel H Trapanick

Call Report

  • Overdraft Lines of Credit
  • Real Estate Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,380,585
TOTAL INVESTMENTS 7,971,297
Loans Held for Sale 0
 
 Real Estate Loans 302,987
 Unsecured Loans 1,072,720
 Other Loans 2,998,113
 TOTAL LOANS 4,373,820
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -38,768
 Land And Building 0
 Other Fixed Assets 20,298
 NCUSIF Deposit 116,924
 All Other Assets 15,802
  TOTAL ASSETS 14,839,958
LIABILITIES & CAPITAL:  
 Dividends Payable 963
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 6,145
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,933,687
 Regular shares 10,288,034
 All Other Shares & Deposits 1,013,855
  TOTAL SHARES & DEPOSITS 13,235,576
  TOTAL LIABILITIES 13,242,684
 Regular Reserve 149,742
 Other Reserves 0
 Undivided Earnings 1,447,532
  TOTAL EQUITY 1,597,274
  TOTAL LIABILITIES, SHARES, & EQUITY 14,839,958
INCOME & EXPENSE  
 Loan Income 266,148
 Investment Income 157,395
 Other Income 65,582
 Total Employee Compensation & Benefits 179,642
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 205,966
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 9,000
 Cost of Funds 34,458
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 60,059
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