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ONEIDA COUNTY FEDERAL CREDIT UNION

Mar, 31, 2021 — ONEIDA COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in UTICA, NY with 1 branch location and about $15.76 million in total assets. Opened 62 years ago in 1959, ONEIDA COUNTY FEDERAL CREDIT UNION has about 1,802 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ONEIDA COUNTY FEDERAL CREDIT UNION
Address:
(Main Office)
800 PARK AVE
UTICA, NY 13501
Phone:(315) 798-5741
Fax:
Website:http://www.oneidacfcu.org
Branches:1 branch locations
Members:1,802
Credit Union Type:Federal Credit Union
Charter Number:13102
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1959
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$15,762,788
CEO/Manager:Mary A Williams
Chairperson:Samuel H Trapanick

Call Report

  • Overdraft Lines of Credit
  • Real Estate Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,072,156
TOTAL INVESTMENTS 8,175,861
Loans Held for Sale 0
 
 Real Estate Loans 290,818
 Unsecured Loans 970,676
 Other Loans 3,127,850
 TOTAL LOANS 4,389,344
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -38,637
 Land And Building 0
 Other Fixed Assets 17,958
 NCUSIF Deposit 116,924
 All Other Assets 29,182
  TOTAL ASSETS 15,762,788
LIABILITIES & CAPITAL:  
 Dividends Payable 875
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 23,806
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,248,968
 Regular shares 10,864,322
 All Other Shares & Deposits 1,018,452
  TOTAL SHARES & DEPOSITS 14,131,742
  TOTAL LIABILITIES 14,156,423
 Regular Reserve 149,742
 Other Reserves 0
 Undivided Earnings 1,456,623
  TOTAL EQUITY 1,606,365
  TOTAL LIABILITIES, SHARES, & EQUITY 15,762,788
INCOME & EXPENSE  
 Loan Income 63,786
 Investment Income 28,172
 Other Income 4,508
 Total Employee Compensation & Benefits 42,275
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 43,532
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 3,000
 Cost of Funds 8,399
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 9,092
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