Sep, 30, 2025 — KALEIDA HEALTH FEDERAL CREDIT UNION is a federal credit union headquartered in BUFFALO, NY with 2 branch locations and about $20.19 million in total assets. Opened 51 years ago in 1975, KALEIDA HEALTH FEDERAL CREDIT UNION has about 3,294 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | KALEIDA HEALTH FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 100 High St BUFFALO, NY 14203-1126 |
| Phone: | (716) 859-5960 |
| Fax: | (716) 859-5963 |
| Website: | https://www.kaleidahealthfcu.org |
| Branches: | 2 branch locations |
| Members: | 3,294 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 22220 |
|---|---|
| Membership Type: | Multiple common bond - Primarily health care |
| Corporate Credit Union: | No |
| Year Opened: | 1975 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $20,187,662 |
| CEO/Manager: | Michele Walczak |
| Chairperson: | Jeffrey Dominiak |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,381,803 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,637,198 |
| Unsecured Loans | 808,958 |
| Other Loans | 9,082,569 |
| TOTAL LOANS | 12,528,725 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -155,591 |
| Land And Building | 0 |
| Other Fixed Assets | 44,238 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 154,757 |
| All Other Assets | 0 |
| TOTAL ASSETS | 20,187,662 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 14,839 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 83,174 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 942,863 |
| Regular shares | 12,293,453 |
| All Other Shares & Deposits | 3,564,654 |
| TOTAL SHARES & DEPOSITS | 16,800,970 |
| TOTAL LIABILITIES | 16,898,983 |
| Regular Reserve | 0 |
| Other Reserves | 616,479 |
| Undivided Earnings | 2,672,200 |
| TOTAL EQUITY | 3,288,679 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 20,187,662 |
| INCOME & EXPENSE | |
| Loan Income | 578,905 |
| Investment Income | 176,804 |
| Other Income | 113,850 |
| Total Employee Compensation & Benefits | 315,726 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 233,901 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 9,948 |
| Cost of Funds | 91,641 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 280,160 |
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