Sep, 30, 2025 — EMPLOYEES UNITED FEDERAL CREDIT UNION is a federal credit union headquartered in PARIS, TX with 1 branch location and about $12.25 million in total assets. Opened 51 years ago in 1975, EMPLOYEES UNITED FEDERAL CREDIT UNION has about 1,178 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EMPLOYEES UNITED FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2285 19th St NW PARIS, TX 75460 |
| Phone: | (903) 784-6861 |
| Fax: | (903) 784-7409 |
| Website: | https://www.employeesunited.org |
| Branches: | 1 branch locations |
| Members: | 1,178 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21904 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1975 |
| Last Audited: | Aug 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $12,254,499 |
| CEO/Manager: | Delayna L Gray |
| Chairperson: | William H Brumley Jr. |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,274,078 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 417,729 |
| Other Loans | 2,554,447 |
| TOTAL LOANS | 2,972,176 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -27,906 |
| Land And Building | 0 |
| Other Fixed Assets | 5,271 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 82,446 |
| All Other Assets | 0 |
| TOTAL ASSETS | 12,254,499 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 12,587 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 14,176 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 542,429 |
| Regular shares | 6,022,934 |
| All Other Shares & Deposits | 1,706,413 |
| TOTAL SHARES & DEPOSITS | 8,271,776 |
| TOTAL LIABILITIES | 8,298,539 |
| Regular Reserve | 0 |
| Other Reserves | 32,500 |
| Undivided Earnings | 3,923,460 |
| TOTAL EQUITY | 3,955,960 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 12,254,499 |
| INCOME & EXPENSE | |
| Loan Income | 153,543 |
| Investment Income | 298,637 |
| Other Income | 28,085 |
| Total Employee Compensation & Benefits | 189,749 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 129,406 |
| Non-operating Income & (Expense) | 681 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 17,339 |
| Cost of Funds | 36,434 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 111,314 |
| ↑ Back to Top | |