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FINGER LAKES HEALTH CARE FEDERAL CREDIT UNION

Mar, 31, 2021 — FINGER LAKES HEALTH CARE FEDERAL CREDIT UNION is a federal credit union headquartered in ELMIRA, NY with 2 branch locations and about $32.63 million in total assets. Opened 48 years ago in 1973, FINGER LAKES HEALTH CARE FEDERAL CREDIT UNION has about 2,874 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:FINGER LAKES HEALTH CARE FEDERAL CREDIT UNION
Address:
(Main Office)
519 HART ST
ELMIRA, NY 14905-1614
Phone:(607) 733-1304
Fax:(607) 733-1376
Website:http://www.flhc.com
Branches:2 branch locations
Members:2,874
Credit Union Type:Federal Credit Union
Charter Number:21294
Membership Type:Multiple common bond - Primarily health care
Corporate Credit Union:No
Year Opened:1973
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$32,630,519
CEO/Manager:Amanda Powell
Chairperson:Kenneth A Peworchik

Call Report

  • Credit Builder
  • Overdraft Protection
  • Real Estate Loans
  • Refund Anticipation Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 7,190,017
TOTAL INVESTMENTS 14,390,129
Loans Held for Sale 0
 
 Real Estate Loans 3,393,800
 Unsecured Loans 1,611,601
 Other Loans 5,232,347
 TOTAL LOANS 10,237,748
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -39,722
 Land And Building 479,911
 Other Fixed Assets 135,553
 NCUSIF Deposit 211,822
 All Other Assets 25,061
  TOTAL ASSETS 32,630,519
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 21,768
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,510,340
 Regular shares 18,626,151
 All Other Shares & Deposits 4,555,287
  TOTAL SHARES & DEPOSITS 28,691,778
  TOTAL LIABILITIES 28,713,546
 Regular Reserve 3,441,659
 Other Reserves 0
 Undivided Earnings 475,314
  TOTAL EQUITY 3,916,973
  TOTAL LIABILITIES, SHARES, & EQUITY 32,630,519
INCOME & EXPENSE  
 Loan Income 127,014
 Investment Income 36,235
 Other Income 27,277
 Total Employee Compensation & Benefits 72,897
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 127,631
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 8,949
 Cost of Funds 18,740
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,218
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