Jun, 30, 2024 — FINGER LAKES HEALTH CARE FEDERAL CREDIT UNION is a federal credit union headquartered in ELMIRA, NY with 1 branch location and about $34.00 million in total assets. Opened 52 years ago in 1973, FINGER LAKES HEALTH CARE FEDERAL CREDIT UNION has about 2,689 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FINGER LAKES HEALTH CARE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 519 Hart St ELMIRA, NY 14905-1614 |
| Phone: | (607) 733-1304 |
| Fax: | (607) 733-1376 |
| Website: | https://www.flhc.com |
| Branches: | 1 branch locations |
| Members: | 2,689 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21294 |
|---|---|
| Membership Type: | Multiple common bond - Primarily health care |
| Corporate Credit Union: | No |
| Year Opened: | 1973 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $34,001,675 |
| CEO/Manager: | Amanda Powell |
| Chairperson: | Kenneth A Peworchik |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,288,364 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,295,618 |
| Unsecured Loans | 1,604,628 |
| Other Loans | 6,003,200 |
| TOTAL LOANS | 10,903,446 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -36,624 |
| Land And Building | 447,445 |
| Other Fixed Assets | 70,328 |
| NCUSIF Deposit | 281,040 |
| All Other Assets | 0 |
| TOTAL ASSETS | 34,001,675 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 28,671 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,243,270 |
| Regular shares | 19,813,656 |
| All Other Shares & Deposits | 3,732,479 |
| TOTAL SHARES & DEPOSITS | 29,789,405 |
| TOTAL LIABILITIES | 29,818,076 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 4,183,599 |
| TOTAL EQUITY | 4,183,599 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 34,001,675 |
| INCOME & EXPENSE | |
| Loan Income | 347,099 |
| Investment Income | 128,351 |
| Other Income | 147,861 |
| Total Employee Compensation & Benefits | 258,846 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 393,073 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 32,518 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 57,638 |
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