Dec, 31, 2023 — STEUBEN CITIZENS FEDERAL CREDIT UNION is a federal credit union headquartered in BATH, NY with 3 branch locations and about $35.55 million in total assets. Opened 75 years ago in 1949, STEUBEN CITIZENS FEDERAL CREDIT UNION has about 2,598 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | STEUBEN CITIZENS FEDERAL CREDIT UNION |
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Address: (Main Office) | 2 Wilson Ave BATH, NY 14810-1634 |
Phone: | (607) 776-3684 |
Fax: | |
Website: | https://steubencitizensfcu.com |
Branches: | 3 branch locations |
Members: | 2,598 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 6225 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1949 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $35,550,182 |
CEO/Manager: | Brandy L Holbrook |
Chairperson: | Robert P Brown |
ASSETS: | $ Amount |
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Cash & Equivalents | 1,581,690 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 727,317 |
Unsecured Loans | 1,539,510 |
Other Loans | 4,219,667 |
TOTAL LOANS | 7,083,122 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -15,853 |
Land And Building | 135,060 |
Other Fixed Assets | 47,046 |
NCUSIF Deposit | 293,583 |
All Other Assets | 0 |
TOTAL ASSETS | 35,550,182 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 33,270 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 423,508 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 5,621,128 |
Regular shares | 17,739,758 |
All Other Shares & Deposits | 7,627,714 |
TOTAL SHARES & DEPOSITS | 30,988,601 |
TOTAL LIABILITIES | 31,445,379 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 4,104,803 |
TOTAL EQUITY | 4,104,803 |
TOTAL LIABILITIES, SHARES, & EQUITY | 35,550,182 |
INCOME & EXPENSE | |
Loan Income | 289,367 |
Investment Income | 509,272 |
Other Income | 59,913 |
Total Employee Compensation & Benefits | 314,208 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 484,046 |
Non-operating Income & (Expense) | 12,878 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 43,758 |
Cost of Funds | 237,338 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | -102,751 |
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