Jun, 30, 2024 — STEUBEN CITIZENS FEDERAL CREDIT UNION is a federal credit union headquartered in BATH, NY with 1 branch location and about $36.75 million in total assets. Opened 75 years ago in 1949, STEUBEN CITIZENS FEDERAL CREDIT UNION has about 2,775 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | STEUBEN CITIZENS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2 Wilson Ave BATH, NY 14810-1634 |
| Phone: | (607) 776-3684 |
| Fax: | |
| Website: | https://steubencitizensfcu.com |
| Branches: | 1 branch locations |
| Members: | 2,775 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6225 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1949 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $36,754,077 |
| CEO/Manager: | Brandy L Holbrook |
| Chairperson: | Robert P Brown |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,590,570 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 795,094 |
| Unsecured Loans | 1,251,909 |
| Other Loans | 4,422,674 |
| TOTAL LOANS | 6,918,681 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -14,845 |
| Land And Building | 145,000 |
| Other Fixed Assets | 44,960 |
| NCUSIF Deposit | 307,892 |
| All Other Assets | 0 |
| TOTAL ASSETS | 36,754,077 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 40,583 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -733 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,737,088 |
| Regular shares | 17,669,366 |
| All Other Shares & Deposits | 9,082,994 |
| TOTAL SHARES & DEPOSITS | 32,489,448 |
| TOTAL LIABILITIES | 32,529,298 |
| Regular Reserve | 0 |
| Other Reserves | 517,918 |
| Undivided Earnings | 3,706,861 |
| TOTAL EQUITY | 4,224,779 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 36,754,077 |
| INCOME & EXPENSE | |
| Loan Income | 179,151 |
| Investment Income | 266,139 |
| Other Income | 47,213 |
| Total Employee Compensation & Benefits | 252,450 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 404,908 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 13,502 |
| Cost of Funds | 49,761 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -78,827 |
| ↑ Back to Top | |